Legal Disclosure    Advertiser Disclosure

Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

For more personalized credit tips, sign up for a free Credit Report Card.

How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

Credit Tools

View All Credit 101 Posts

The Pocket Guide to Your Credit Rights

Credit 101
The Pocket Guide to Your Credit Rights
Everything you need to know about your credit rights pretty much ... Read More

December 25, 2012

5 Lessons Thanksgiving Can Teach You About Credit

Credit 101
5 Lessons Thanksgiving Can Teach You About Credit
November is here and that means one thing: You survived the diet-... Read More

November 21, 2012

Credit 101
How to Get Credit Cards After Bankruptcy
It may sound like the stupidest financial move ever: getting cred... Read More

November 1, 2012

Credit 101
How a Mortgage Can Help (or Hurt) Your Credit
Will a mortgage help — or hurt — your credit? If you&... Read More

September 19, 2012

4 Credit Report Mistakes That Might Be Damaging Your Score

Credit 101
4 Credit Report Mistakes That Might Be Damaging Your Score
Recently, a client sat in my office, shocked to discover that her... Read More

September 12, 2012

Credit 101
Who Doesn’t Have A Credit Score? (Hint: It Could Be You)
For numerous reasons unrelated to their ability to pay back loans... Read More

August 22, 2012