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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Does Your Credit Need to Go on a Diet?

Credit 101
Does Your Credit Need to Go on a Diet?
Our credit might feel bloated and overweight after a holiday seas... Read More

April 3, 2013

11 Most commonly Asked Credit Questions

Credit 101
The 11 Most Commonly Asked Credit Questions
At Credit.com, our readers ask us questions every day on every ki... Read More

March 28, 2013

VantageScore

Credit 101
What’s the Difference Between a Credit Report & a Credit Score?
We took to the streets to have real consumers like you give us th... Read More

March 27, 2013

Small Business Loan

Credit 101
Denied Business Credit? Work on These 5 Things
Most people know they can hurt their chances of receiving a line ... Read More

February 28, 2013

5 Credit Myths to Ditch in 2013

Credit 101
5 Credit Myths to Ditch in 2013
When one year ends and another begins, it’s hard not to loo... Read More

January 8, 2013

Credit Scores and Dating

Credit 101
It’s Not You, It’s Your Credit Score: 7 Ways to Boost it in 2013
Newsflash!!! The dating world has been turned upside down yet aga... Read More

December 28, 2012