Legal Disclosure    Advertiser Disclosure

Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

For more personalized credit tips, sign up for a free Credit Report Card.

Man checking files with laptop open

Credit 101

What Is a Credit Builder Loan?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. You need decent credit to take out a loan, but you can’t build good credit... Read More

| April 2, 2024

Credit Tools

View All Credit 101 Posts

Credit 101
Credit Q&A: Will Paying a Collection Improve My Credit Score?
When you open a new line of credit, you enter into a contractual ... Read More

July 1, 2011

Credit 101
How to Find the Right Credit Union for You
Credit unions are known to be more stable than banks, and more ge... Read More

June 28, 2011

Credit 101
The 5 Elements of Your Credit Score
Your credit score plays an integral role in your finances, influe... Read More

June 19, 2011

Credit 101
Job Hunting? Make Sure Your Credit Report is Accurate
If you are one of the millions of people currently seeking employ... Read More

June 14, 2011

Computer_Mijndert_Stuij_CCFlickr

Credit 101
Q&A: How Often Should You Check Your Credit Card Accounts?
Credit card question: I always read my credit card statement as s... Read More

May 25, 2011

Credit 101
Credit Card Q&A: What does a credit card “grace period” mean?
Credit Question: What does a credit card “grace period̶... Read More

February 21, 2011