Welcome to Credit.com’s Best Credit Cards in America™ — a review of the best credit cards for different categories like travel rewards, cash back, students cards, and more. We get knee-deep in the cardholder agreement’s details, terms and conditions, and rewards programs so you don’t have to. The fine print is never easy to read but that is where the card’s true value is revealed. Oftentimes, when you look at the details, the card’s costs outweigh its highly touted rewards.
A third of all credit card users will regularly carry a balance on at least one of their credit cards. That was the conclusion of the most recent Gallup survey on American credit card usage. However, a low-interest credit card can help you spend less on interest charges over time, and give you more leverage […] Read More
Students and credit cards can be a tough fit. On one hand, students and other young adults can be inexperienced at managing credit, which can lead to debt and a damaged credit history. Yet when managed responsibly, a credit card can offer students a secure and convenient method of payment, and an effective way to […] Read More
If you have bad credit and want to get a credit card, it can be challenging to say the least. However there is one type of credit card you stand a good chance of being approved for. Secured credit cards are generally offered to all applicants, as long as they do not have any pending […] Read More
Americans love to earn travel rewards from their credit cards. And while many credit cards offer frequent flier miles or hotel points, others offer points reward programs that can be used to book travel. The advantage of these programs is that cardholders can make their award reservations any way they want, and even earn points […] Read More
While travel reward credit cards offer the opportunity to enjoy a “free” vacation, those promises may not appeal to some cardholders. Maybe some have been unhappy with their experience in trying to redeem their miles, while others simply have no desire to use their credit card rewards for travel. These cardholders would prefer to receive […] Read More
A premium credit card often comes with an impressive annual fee, and an impressive lineup of features and benefits to match. It takes the right kind of credit card user to get the most value out of a premium card – but if you consider yourself to be a high-end user who can put those […] Read More
How many people truly understand their credit cards? Many of these products are offered with a complex array of features and benefits, not to mention pages of fine print that make up their terms and conditions. This month, we’re featuring the best credit cards that offer simple terms with the fewest fees and penalties possible, and […] Read More
If you are beginning the new year under a mountain of debt, then it might be time for you to find a balance transfer credit card. The good news is that there are credit offers that will allow you to transfer your balance to a new account with 0% APR for as long as 18 months. In […] Read More
Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming a better value as airlines devalued their loyalty programs by making fewer award seats available and requiring more miles to reserve them. But in 2013, as hotel occupancy rates rebounded, several of the major hotel chains […] Read More
Credit card users love airline miles, but the relationship has become a bit strained in recent years. Sure, cardholders are excited by the idea of award travel, but the reality of earning miles and then trying to find an available award seat leaves much to be desired. Airlines are continuously changing the rules of their […] Read More
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