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Credit Cards for Bad Credit Credit Range: Below 599

Looking for the best credit cards for bad credit? The following list of credit cards, secured credit cards, and prepaid cards are designed for people with bad credit or less than perfect credit. Compare credit cards and choose from both secured and unsecured credit card offers below.

Credit Cards

« Compare up to 4 cards

Orchard Bank Visa® Cards

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
... more details

Our Credit Card Review


The Orchard Bank Visa® Cards are issued by HSBC. These cards are designed to help you get back on ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A14.90% or 19.90%, or 7.90% for secured cards 14.90% or 19.90%, or 7.90% for secured cards $0 - $59 the first year, $35 - $59 per year thereafterPoor - Bad
No Credit
 
 

Orchard Bank Classic MasterCards®

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
... more details

Our Credit Card Review


The Orchard Bank Classic MasterCards, issued by HSBC, are designed to help you rebuild credit if ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A14.90% or 19.90%, or 7.90% for secured cards 14.90% or 19.90%, or 7.90% for secured cards $0 - $59 the first year, $35 - $59 per year thereafterPoor - Bad
No Credit
 
 

Credit One Bank Platinum Visa®

  • Pre-Qualify for a Visa credit card without affecting your credit score
... more details

Our Credit Card Review


With the Credit One Bank Platinum Visa, you can get pre-qualified in less than a minute. This card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A23.90%See WebsiteFair - Bad
 
 
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
See terms*See terms*See terms*See terms*Fair - Bad
 
 
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
See terms*See terms*See terms*See terms*Fair - Bad
 
 
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
See terms*See terms*See terms*See terms*Fair - Bad
 
 
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
See terms*See terms*See terms*See terms*Fair - Bad
 
 

Secured Cards Back to top

Capital One® Secured MasterCard®

  • Get the credit you need with no processing fees or application fees
... more details

Our Secured Card Review


Building a strong credit history is important, and the Capital One Secured MasterCard can help! The ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/A22.9% (V)22.9% (V)$29Poor - Bad
No Credit
 
 

Applied Bank® Secured Visa® Gold Credit Card

  • Guaranteed Approval Regardless of Your Past Credit History
... more details

Our Secured Card Review


If you're looking for a secured credit card that doesn't charge an account set up fee, check out ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A9.99% Fixed$50Poor - Bad
No Credit
 
 

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

  • ZERO - 0% FIXED APR on purchases - No Intro Rates!
... more details

Our Secured Card Review


Are you looking for a secured credit card that carries no interest rates on all purchases, no ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/A0% on purchasesSee TermsPoor - Bad
No Credit
 
 

First Progress Secured MasterCard®

  • Full-feature Platinum MasterCard secured credit card
... more details

Our Secured Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/APrime Rate + 11.74%$39Poor - Bad
No Credit
 
 

Prepaid Credit Cards Back to top

AccountNow® Gold Visa® Prepaid Card

  • 100% guaranteed approval*
... more details

Our Prepaid Card Review


Many Americans frustrated with high annual percentage rates and confusing terms and conditions opt ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Walmart MoneyCardsm MasterCard® Prepaid Card

  • No issuance fee online
... more details

Our Prepaid Card Review


If you don't have a bank account or a credit card, you need to take a look at the Walmart ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Capital One® Reloadable Prepaid MasterCard®

  • No purchase price or activation fee
... more details

Our Prepaid Card Review


For many people, carrying cash can be a hassle - especially if you are planning on making a large ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Poor - Bad
No Credit
 
 

UPside Visa® Prepaid Card

  • Save up to $220 compared with other prepaid cards
... more details

Our Prepaid Card Review


If you want greater control over you money without running the risk of incurring credit card debt, ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

BuyRIGHT Pre-Paid MasterCard®

  • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
... more details

Our Prepaid Card Review


If you don't have a checking account or a credit card, consider getting a BuyRIGHT Pre-paid ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

READYdebit® Prepaid Visa® Card

  • 100% Guaranteed Approval* - No Credit Checks
... more details

Our Prepaid Card Review


The READYdebit Prepaid Visa Card is a debit card and is designed to give consumers with poor credit ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 
 

READYdebit® Platinum Visa® Prepaid Card

  • Free Direct Deposit - paycheck, benefits, tax refunds
... more details

Our Prepaid Card Review


The READYdebit Platinum Visa Prepaid Card is similar to a credit card without all the risk. With ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Walmart MoneyCardsm Visa® Prepaid Card

  • No issuance fee online
... more details

Our Prepaid Card Review


If you're having trouble qualifying for a credit card, the Walmart MoneyCard Visa® Prepaid Card ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Green Dot® Gold Prepaid Visa® Card

  • $0 activation online - with no credit check!
... more details

Our Prepaid Card Review


If you are looking for a card that gives you spending flexibility without charging large fees and ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

iBankUp Visa® Prepaid Card

  • Similar to a checking account, even if you have bad credit.
... more details

Our Prepaid Card Review


If you're looking for a way to control your spending, the iBankUp Visa® Prepaid Card might be just ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Baby Phat Prepaid Visa® RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review


Do you enjoy the convenience of carrying plastic without the hassle of high annual percentage ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

mPower™ Visa® Prepaid Card

  • 100% Guaranteed Approval* - No Credit Checks
... more details

Our Prepaid Card Review


If you're having trouble qualifying for a credit card, the mPower™ Visa® Prepaid Card is an ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Wired Plastic® Pink Ribbon Visa Prepaid Card

  • Make a difference - With every signature purchase you are helping to fight against breast cancer.
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Western Union® MoneyWise™ Reloadable Prepaid MasterCard®

  • FREE Activation
... more details

Our Prepaid Card Review


If you don't have a bank account or a credit card, the Western Union® MoneyWise™ Reloadable ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Purple Diamond Prepaid Visa® RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review


The Purple Diamond Prepaid Visa RushCard is a prepaid card that gives you a better alternative to ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

AccountNow® Prepaid Visa® Card

  • $0 Monthly Fee
... more details

Our Prepaid Card Review


The AccountNow® Prepaid Visa® Card is a good option for anyone who either doesn't qualify for a ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Prepaid Visa® RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review


The Prepaid Visa RushCard may be perfect for you if you're looking for convenience, limited fees ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

PEX Visa® Prepaid Card For Business

  • Instantly fund employee purchases.
... more details

Our Prepaid Card Review


If you're a business owner and you can't get-or don't want-a credit card, the PEX Visa® Prepaid ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

AccountNow® Prepaid MasterCard®

  • 100% guaranteed approval*- No Credit Check
... more details

Our Prepaid Card Review


If you're having trouble getting a checking account, then you need to take a look at the ... read full review

Apply Now
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Black Diamond Prepaid Visa® RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review


The Black Diamond Prepaid Visa RushCard is a good option if you are interested in saving money on ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Prepaid Visa® Dynasty RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Prepaid Visa® KLS RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Green Dot® Prepaid MasterCard®

  • Free $0 activation online - with no credit check!
... more details

Our Prepaid Card Review


No bank account or credit history? No problem. The GreenDot Prepaid MasterCard gives you the ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

UPside Student Prepaid Visa® Card

  • A card truly designed for the 13-25 age group and their parents
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

Prepaid Visa® Pink Diamond RushCard

  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
... more details

Our Prepaid Card Review


With the Prepaid Visa® Pink Diamond RushCard, you get free direct deposit as well as access to ... read full review

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/AN/AExcellent - Bad
No Credit
 
 

American Express® Prepaid Card

  • The benefits of Cardmembership start here!
... more details

Our Prepaid Card Review

Coming soon...

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Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
N/AN/AN/A$0Excellent - Bad
No Credit
 
 
« Compare up to 4 cards

The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:
  • Easy approval process, no credit required
  • The same fraud liability protections as a standard credit card
  • Easy to use for online or phone purchases
  • Access cash from ATM machines
  • Less expensive than check cashing services
Cons:
  • Expensive fees for opening and maintaining the account
  • Fees for loading money on the account or using the card for purchases
  • Very limited, if any, reporting to the credit bureaus
  • Does not help improve your credit the same way a credit card or secured card would
  • Much more expensive than opening a checking account and using an ATM card

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.


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FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

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