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Marriott Rewards® Premier Credit Card from Chase

Snapshot of Card Features:

  • Enjoy up to 7 Free Nights To Start!
  • New! Smart Chip Technology and No Foreign Transaction Fees!
  • Earn 5 points for every $1 spent at Marriott(R) locations
  • Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants
  • Earn 1 point for every $1 spent on other purchases
Intro AprBalance TransferOngoing APRAnnual FeeCredit Needed
n/a15.24% (V)15.24% Variable$0 Intro Annual Fee for the first year, then $85Excellent
 

Our Expert Review

Rates & Term Details

Complete Card Details
For the complete terms and conditions, view this card's Schumer Box

What is a Schumer Box?
A Schumer Box includes the following rate and term information for all credit cards:

  • Annual Percentage Rate (APR) for purchases (or interest rate)
  • Other APRs - interest rates for balance transfers, cash advances, default, etc.
  • Variable rate information (if applicable)
  • Grace Period
  • Finance calculation method
  • Finance Charges
  • Annual Fee (if applicable)
  • Other fees - transaction fees, balance transfers, cash advances, late payments, over-limit, etc.

Important
Always read the terms and fees disclosure provided by the credit card issuer on their site before applying. The issuing bank's terms may include more detailed or updated information than presented here.

Notes
*View Marriott Rewards® Premier Credit Card from Chase card rates, fees, rewards and other important information.


Beverly Harzog Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authors alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program. - December, 2012

If you love Marriott hotels, you're in for a treat with this card. You get a truly top-tier rewards program, plus many opportunities to earn bonus points.

Benefits

This card offers up to seven free nights to start. You get points for basically everything you buy with this card. And as a rewards member, you can redeem points to stay at a luxurious Ritz-Carlton or go the more frugal route with a Fairfield Inn.

Rewards

When you're approved for the card, you get a free night at a category 1-4 hotel and also each year on your account approval anniversary. Plus, after your first purchase, you earn 50,000 bonus points. You earn five points for each $1 of net purchases spent at Marriott locations. Earn two points for each $1 spent on airline, dining, and rental car purchases; then earn one point on all your other purchases. You can earn one Elite Night Credit for each $3,000 in net purchases. You also get a credit for 15 nights toward Elite status every year. When you redeem points for a 7-night stay at a category 7 or 8 hotel, you get 15,000 bonus points. There is no limit to the number of points you can accumulate. This rewards program is excellent, but it's a bit complex so read the program details carefully so you understand how it works.

Balance Transfers

There's a three percent balance transfer fee. This card carries a 15.24 percent (V) APR on balance transfers.

Rates

The Marriott Rewards Premier Credit Card from Chase carries a 15.24 percent (V) APR. Cash advances carry a 19.24 percent (V) APR and there's a $85 annual fee.

Who Should Apply

Consumers with excellent credit who stay at Marriott hotels frequently enough to take advantage of the outstanding rewards program.

Credit Standing

You need to have at least a 750 credit score to qualify for this card.

Author

Beverly Harzog Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authors alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

About Credit.com's Credit Cards and Prepaid Cards:

You may be able to build, rebuild, or reestablish your credit history by making on time monthly payments to all creditors and by maintaining all your balances under the credit limits. From premium reward cards to accounts that help you rebuild your credit, we have the credit card for you! If your future goals include owning a home, buying a car, owning your own business, or traveling, having a credit card can be an excellent first step. With credit card services from leading issuers like American Express, Bank of America, Capital One, Chase, Citibank, Discover, First PREMIER® Bank, HSBC Bank, IBERIABANK, MasterCard, Simmons First and Visa, you can find the best credit card for you at Credit.com.

The key to success with credit cards is to know how to use them to your advantage and not to get caught up in the traps that lurk behind the benefits. Credit.com offers many kinds of credit card benefits, from airline and gas rewards to cashback cards, and the first step is filling out a credit card application online. You can also apply for specialty credit cards, such as student credit cards or business credit cards. Credit.com also offers credit cards for the United Kingdom and Canada.

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Secured cards require you to open a bank account and deposit funds in a bank account (security deposit) in case you can't pay the bills. You'll get a major credit card you can use anywhere those types of cards are accepted. Shop carefully for a secured card to avoid costly fees.

Debit Cards issued under the Visa card or Mastercard name can be widely used and carry fraud protection. But if your card number is stolen and used, you'd want to find out immediately. Otherwise, you could bounce checks. One strategy: Have two checking accounts and associate your debit card with the one with the small balance. Just transfer the purchase amount into the account before you buy something with the card.

  

*For complete information, see the terms and conditions on the credit card issuer's web site. Once you click to apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

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The Pros and Cons of Prepaid Cards

Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase

Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card.

Pros:
Cons:

Fees and charges can vary significantly between different prepaid credit card offers. Be sure to read the fee schedule for the prepaid credit card before you apply.


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