X

Credit Cards for Fair Credit

Credit Range: 650 - 699

Great credit card offers are available even if your credit score is less than perfect. FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.

Search Credit Cards
Also Includes Secured Cards and Prepaid Cards

Easily compare cards and find the best one for you. Choose the options you want and then sort and review your cards by rewards, APR, annual fee, credit score, and more. Select from dozens of the top credit cards available today.


 
See All
Cash Back
Rewards Points
Airline Miles
Gas Cards
See All
American Express
Discover
MasterCard
Visa
Capital One
Chase
First PREMIER Bank
Citibank
READYdebit
IBERIABANK
US Bank
AccountNow
Green Dot
RushCard

tips & advice

Credit Cards for Fair Credit

If you have a fair credit rating, approximately a 650-699 credit score, there are still some decent credit card options for you. However, the quality of the rewards decreases (if they are available at all) and the interest rates and fees start to go up.

The credit card issuers and banks see you as a moderate risk. They are willing to offer you credit cards and they want your business, but they aren't likely to approve you for the best credit cards on the market. Your best bet is to apply for some of the mid-range cards in this credit cards for fair credit category. Compare cards and make sure to keep an eye out for the cards that have a higher ongoing APR and annual fees --- that's how issuers balance their risk.

If you are applying for your first credit card, these mid-tier cards might be a good first step for you as you build up a credit history. With responsible use, you'll quickly see offers for better quality cards, like rewards credit cards with no annual fees and lower interest rates.

Loading Cards...

There are no cards that match your search criteria.

Please revise your search criteria above and try again.

FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.

*For complete information, see the terms and conditions on the credit card issuer’s web site. Once you click to apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.