Review featured cards from our partners below. Advertiser Disclosure†
How do I get a credit card if I don't have credit? Getting the credit card isn't as difficult as expected. No credit credit cards are diverse, with many reasonable options.
Consumers who home a short or no credit history may not have a credit score. As a whole, you are seen as a higher credit risk since the credit card companies know much less about you. Because of this, creditors will tend to only offer you credit cards that carry higher interest rates, lower credit limits, and higher fees.
But they want your business, as you may turn out to be a great customer. So review your options and apply for a credit card for no credit that works for you -- traditional credit cards, , or . You can also try having a co-signer on a credit card account --- it's a great way to get started building credit, but this poses a risk because that person will also be responsible for any unpaid debt.
*For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
** FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
†Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not include all credit card companies or all available credit card offers.