Secured Credit Cards
Secured credit cards are a terrific option for establishing or rebuilding your credit history. Generally accepted wherever major credit cards are accepted, secured cards are easy to get, even if you have bad credit or no credit history. Making your payments on time will help to build a positive credit reference.
Easily compare cards and find the best one for you. Choose the options you want and then sort and review your cards by rewards, APR, annual fee, credit score, and more. Select from dozens of the top credit cards available today.
tips & advice
What is a Secured Card?
Establishing good credit with no or bad credit history can seem impossible, but a secured credit card can help you build a strong credit foundation if managed responsibly.
Secured credit cards vary from traditional credit cards in that they require you to put down a security deposit. The deposit serves as collateral in the event that you cannot make the payment, and is generally equal to your credit limit. So, if you put down a security deposit of $200, your credit limit would be $200. Each secured card may come with different fees, maintenance costs or interest rates, so compare and read the complete details.
Your payment activity and account information will be reported to the three credit bureaus so it's important to make payments on time and avoid using too much of your available credit. Your payment history makes up 35% of your credit score, so on-time payments will help you build higher credit.
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FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
*For complete information, see the terms and conditions on the credit card issuer’s web site. Once you click to apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.