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TransUnion: Credit Reports & Scores Guide

TransUnion, one of the three national credit bureaus, and their consumer division, TrueCredit, have offered credit scores since 1990. Check your TransUnion score today.

TransUnion Product Overview

Price & Free Trial
Credit Reports
Credit Scores
Credit Monitoring
Identity Theft Protection
TransUnion Credit Monitoring
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$16.95/month7-day free trial1 reportTransunion1 scoreTransunion3 bureau monitoringEquifax*, Experian*, Transunion Basic ProtectionUnlimited monitoringCredit file freezeUp to $25,000 insuranceOrder Now


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TransUnion 3-in-1 Credit Report & Credit Score
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$29.95 (one time fee)None3 reportsEquifax, Experian, Transunion1 scoreTransunionNoneNoneOrder Now


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How to Read Your Credit Report

Credit reports are the files that credit report agencies maintain about your credit history and share with the rest of the world...read more

Company Profile: TransUnion®

TransUnion, based in Chicago, Illinois, is the third largest credit bureau in the United States. Like major competitors Equifax and Experian, TransUnion markets credit reports directly to American consumers.

TransUnion bills itself as a global leader in the credit and information management services market. Founded in 1968, TransUnion helps businesses and consumers gather, analyze and deliver key financial information needed to properly manage risk and customer relationships. TransUnion's credit reporting services and programs also help consumers manage their credit on a regular basis, helping them secure a stronger financial life. The firm services 50,000 customers on five continents, as well as 500 million consumers across the globe.

FACTOID: TransUnion is widely credited with designing the first automated tape-to-disc transfer system, a system that eventually replaced manual data-entry. The firm also built the first online information storage and retrieval data-processing system – the Credit Reporting On-line Network Utility System (CRONUS®) – for creditors across the U.S.

Founded: 1968
Location: Chicago, IL
CEO: Siddarth N. "Bobby" Mehta:
# of Employees
Website: http://www.transunion.com


Tip: Avoid Email Phishing and Online Scams

There are several significant steps you can take to protect against email phishing scams. The most important is also the simplest: Don’t give out any personal or financial information in response to an emailed request – especially if the reason given is a supposed “update” of your records or a threat to suspend your account. Legitimate companies will never ask you to provide this type of information via email.