Getting evicted from an apartment can make it difficult to find a new place to live and it can affect your credit history, as well, if your landlord obtains an eviction judgment against you in court.
Once a judge has ruled in favor of the landlord and that judgment is considered final, the three major credit reporting agencies, Experian, Equifax and TransUnion, receive notices of the eviction. And the eviction is added to the "public records" section of your credit report.
Public records (such as bankruptcies and tax liens), and civil court judgments (such as evictions) stay on your credit report for seven years from the filing date and do some serious damage to your credit score.
Collection accounts are also listed in the public records section of your credit report. If you failed to pay rent and your account was handed over to a collection agency, a collection account for your unpaid rent would appear here.
Collection accounts remain on your credit report for seven years from the original delinquency date of the debt, according to Experian.
If you've been evicted from a townhouse, apartment or rental home, it may be difficult to qualify for a new rental if a potential landlord checks your credit history.
Plus, many landlords use tenant screening services to screen future renters and it is likely that a screening company would inform a landlord or property manager of your past eviction, with or without a credit check.
Tenant screening services track down where you have lived in the past and whether you have paid your rent as agreed.
The best way to make amends for unpaid rent is to reach out to the former landlord or collection agency and make up for those missed payments.
Most landlords will be unwilling to lease to a tenant who has been evicted from another rental and hasn't made an effort to pay off the debt, according to TransUnion.