Our goal is to provide you with a 360-degree understanding of your credit so you're armed with the tools and information you need to make smarter financial decisions. By helping you to take a more active role in your credit management – much like you do with your checking or savings account – our free interactive tools and unbiased product comparisons put control on your side.
Independently owned and operated since 1995, Credit.com has been the go-to source – for people across the credit spectrum – for expert information about credit scoring, credit reporting and credit cards.
Who We Are
We're your credit advocate, resource, and guide. But first, we're listeners. We listen to questions about how a 30-day late payment on a credit card might affect your ability to finance a house. Or about how a low credit score might deny you a credit card or a college loan. Or how to best restructure debt in the face of rising healthcare costs. All the questions are equally as important and are, really, about managing credit wisely so you can make ends meet.
Led by our Chairman and Co-Founder, Adam K. Levin – the former Director of the New Jersey Department of Consumer Affairs – after a decade-and-a-half we continue to answer the financial questions that mean the most in your life.
Credit.com was established to provide consumers access to comprehensive education, information and "best-of-breed" credit products and services. Our goal was then, as it is today, to help consumers – regardless of where they stand within the credit spectrum – establish, rebuild, and effectively use credit to benefit their credit profile and, by extension, their finances.
From 1977 to 1982, I had the privilege to serve as Director of the New Jersey Division of Consumer Affairs. For five years, it was my job to propose laws to protect consumers, to enforce laws when consumers' rights were violated, and to educate businesses and consumers about their rights and the responsibilities each had to the other.
During my tenure, it became clear to me that most consumers lacked a fundamental understanding of their credit and therefore had a passive view toward it. Why? The answer is simple. No comprehensive resource existed for them to use, and so the prevailing attitude toward credit remained passive.
We founded Credit.com to change that. Each of us needs to actively manage our credit as a portfolio – with the same care and attention we give to our savings and investments. Welcome to Credit.com.
Adam K. Levin
Our Management Team
Meet Our Experts