Credit.com

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Home > About Us > Our Team

Our Management Team

Adam Levin

Chairman and Co-Founder

Adam Levin is a former Director of the New Jersey Division of Consumer Affairs, Chairman and Co-founder of Credit.com and Identity Theft 911, and a nationally recognized expert in credit and identity theft. Through his regulatory experience, Mr. Levin realized the lack of reliable and accurate credit information available to consumers at the time. In response to this demand, Mr. Levin created Credit.com as a resource and online marketplace for solutions that help enable consumers to actively manage their credit finances.

Ian Cohen

Chief Executive Officer

Ian Cohen joined Credit.com in 2007 and took over as the Chief Executive Officer in 2009. He has more than 12 years of management and product development experience, specializing in online education and user experience. His background includes being the former COO for Credit.com, interim COO for an educational investment fund, Product Developer on over a dozen for-profit and not-for-profit online education programs, including Deloitte and Touche and the National Science Foundation, and co-founder of ALIC Creative Partners, a journalistic content company in New York.

Raj Jha

Chief Operating Officer

Raj Jha oversees Credit.com's operations, including the company's product development. Raj has nearly two decades of experience in technology and executive management focusing on technology and data licensing, content syndication, social media and Internet advertising. Prior to joining Credit.com, Raj served as Vice President of Strategic Transactions for Ask.com (acquired by IAC), Vice President of Technology Partnerships for Reef (acquired by Mediasurface), and as an attorney co-founded an innovative law firm advising top technology companies including Facebook and Yahoo!. Prior to earning his law degree Raj was a software engineer, and as an undergraduate did research on database technologies sponsored by Digital Equipment Corporation.

Ted Ridgway

Chief Financial Officer

Ted Ridgway oversees financing and financial reporting activities at Credit.com. Ted has more than 20 years experience assisting technology companies in attracting growth capital, managing strategic M&A transactions and serving in various operating capacities. Prior to joining Credit.com, Ted had spent approximately 16 years as an investment banker managing public and private financing and M&A transactions for companies in technology and technology-related industries [with an aggregate value of approximately $5.3 billion]. In addition to his work as an investment banker, Ted also brings a portfolio of operating experiences, including serving as the VP of the Telecom Equipment division of RadiSys Corp, a public company in the embedded systems industry.

Michael Schreiber

Editor in Chief & Director of Communications

Michael manages the development of our editorial content and coordinates our relationships with a variety of media organizations. Michael has more than 13 years of experience as a journalist and has worked in print, television and online. He began his career as a beat reporter for The Saratogian, a fine upstate New York daily, but soon moved to New York where he began working in television. He was one of the producers of Frontline's Emmy and duPont award winning documentary, "The Secret History of the Credit Card," and worked on a variety of other films for ABC News, HBO, Discovery and others. He was most recently Managing Editor of MainStreet.com, the personal finance site owned by TheStreet.com. He is a graduate of Columbia University's Graduate School of Journalism, where he also served as an adjunct professor in the multimedia department.

Terry Joyce

Sr. Technical Advisor

After serving as Credit.com's interim VP of Engineering, Terry continues as Information Security Officer and advisor to technical management. After many years as a software architect in financial services, with clients such as Citibank, Wells Fargo, Barclays Global Investors, Nikko Bank (Japan) and Banco Nacional do Brasil, Terry built Epicentric's technical organizations as VP Engineering and VP Customer Services, from inception through to its acquisition by Vignette. Terry then headed systems development at Telephia, provider of research data measuring all aspects of mobile communication. After Telephia's successful acquisition by the Nielsen Company, Terry founded DASHbay, a provider of business intelligence services.