Your Free Credit Report Card — a quick snapshot of your credit standing

Free Credit Report Card

Sign up for a free Credit.com account and, in addition to getting a free credit score, you’ll get your very own credit report card that tells you how you’re doing in the five key areas that are included on your credit report and determine your credit score - payment history, debt usage, credit age, account mix and inquiries. Plus, you can compare your grades to those of other Credit.com users. Get started »

What is your
payment history?

See if any negative information is showing up in your credit file, including late payments or actions from collection agencies. Your free credit report card gives you an easy way to spot mistakes early and easily and take action when necessary.

Check Your Credit
Credit Profile

How effectively are you using available credit?

Find out what percentage of your available credit you’re using (also known as debt utilization), the number of credit card accounts being tracked and your overall credit limit. The lower your debt usage, the higher your score.

Do you know your
credit age?

Discover your credit report “birthday,” which is the date you opened our oldest credit account. Plus, track the average age of all your credit accounts combined. The older your accounts, the better for your credit score.

Discover your Credit Age with your free credit report card. Your Credit Age is the
							date you opened your oldest credit account.
Your free credit report card will show you all the accounts that show up in your credit report.

What is your
account mix?

It’s good to have a mix of credit and loan accounts. Your free credit report card will show you all the accounts that show up in your credit report, including auto loans, student loans, mortgages and revolving credit accounts.

How many hits to your credit report?

Every time you apply for credit it shows up as an inquiry (or hit to) your credit report. It’s good to know how many inquiries you have before shopping for a new loan or credit card. Our experts provide tips on how to shop for credit while minimizing the number of inquiries.

Your free credit report card will show you many hits you have on credit report? Every time you apply for
								 credit it shows up as an inquiry (or hit to) your credit report.

GET STARTED — IT’S FREE

No Credit Card Required

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