Find The Right Loan

Looking for a personal loan up to $35,000? Need to pay off a credit card? A student loan for next semester? A home loan that offers the best interest rate? Receive a free, no-obligation loan quote from one of our network lenders.

Personal Loans

Personal Loans
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How you use the loan is entirely up to you. Personal loans are unsecured loans with a fixed payment schedule and payment amount. Why get a Personal Loan?

Personal Loans

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  • Quickly access cash
  • Pay off credit cards, make upgrades to your home
  • Confidential and secure no-obligation quote
  • Home Improvement Loans available
  • Small business Loans for business owners or entrepreneurs

Borrow Smart

Find the loan you need here

Student Loans

Student Loans
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Get the education you need to succeed. When you borrow wisely, a student loan could be an investment in your future. Why get a Private Student Loan?

Student Loans

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  • Private loans help students fill the gap when federal loans, scholarships, and grants don’t cover all of your college expenses.
  • Federal aid doesn’t always cover all of the costs
  • Many student loans don’t require repayment until graduation
  • Interest rates on student loans are generally lower than other loan types
Mortgages

Mortgages
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Looking to purchase a home, refinance an existing mortgage, or take out a low interest second mortgage to consolidate loans or get some cash? Learn More »

Mortgages

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  • Find out if refinancing makes sense (dollars and cents) for you
  • Based on your loan amount, view your monthly mortgage payment amount
  • Discover if points on a mortgage is a good investment
  • Avoid common mistakes on the path to homeownership
Auto Loans

Auto Loans
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Do you want to find the best auto loans? If you are looking for the best car loan rates for a new or used vehicle or you want to refinance an auto loan, we can help. Learn More »

Auto Loans

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  • Get your auto loan online today
  • Confidently compare rates
  • Set your own loan criteria and easily view search results
  • Select from refinance, new or used purchase, lease buyout, or private party purchase
Debt Consolidation Loans

DEBT CONSOLIDATION
LOANS

Consolidate and Save Today »


A debt consolidation loan can help you get out of debt faster and save money in interest. Learn how you can use a consolidation loan. Learn More »

Debt Consolidation Loans

Consolidate and Save Today »

  • Consolidate your debts into one lower monthly payment to potentially save money from high interest rate credit debt and other expenses.
  • Lower your interest rates
  • Loans up to $35,000 available
  • Flexible terms and application fees are waived with approved credit

Gerri Detweiler

Getting a loan doesn’t have to be stressful.

If you are shopping for a loan, ask yourself these questions to help you find the right loan:

What do I hope to accomplish?
If you want to consolidate or refinance existing debt, for example, then it is important that your new loan is at a lower interest rate than your current loan(s) so you save money in the long run. If you are shopping for a new loan, you will want to make sure the payments on your new loan are affordable.

How much will it cost?
Compare interest rates, but don't forget to check out fees as well. Also make sure you are comparing loans of a similar length. With a car loan, for example, the shorter the term, the lower the interest rate.

How will you pay it off?
Before you borrow, make sure your payment is affordable and that you have room in your budget to make that payment each month.

Typically, unsecured loans (such as personal loans and debt consolidation loans) carry higher interest rates than secured loans (such as car or mortgage loans). The interest rate you'll pay will depend in part on your credit scores. But that doesn't mean you can't get a loan if you have poor credit. Some lenders offer financing to consumers with bad credit, though the interest rate will be higher.

What is my credit score?
It's a good idea to check your credit score before you apply so you'll have an idea where you stand. Then try to avoid applying for loans you aren't likely to get. With Credit.com's Free Credit Report Card, you will get your credit score for free, and be matched with offers from lenders.

Once you get you get your loan, make sure you make your payments on time to avoid late fees and to keep your credit rating strong.

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