Welcome to Credit.com’s Best Credit Cards in America™ — a review of the best credit cards for different categories like travel rewards, cash back, students cards, and more. We get knee-deep in the cardholder agreement’s details, terms and conditions, and rewards programs so you don’t have to. The fine print is never easy to read but that is where the card’s true value is revealed. Oftentimes, when you look at the details, the card’s costs outweigh its highly touted rewards.
When it comes to earning rewards from a credit card, you have plenty of options. Many bank rewards points can be redeemed for gift cards, merchandise or travel reservations while many others offer cards with travel rewards from airline and hotel partners. Still, many rewards credit card users prefer a cash-back option. How to Choose […] Read More
If you have excellent credit, and want to use the best credit card available to you, then you may be in the market for a premium credit card. These are cards that boast a wide range of rewards, perks and benefits, but require the payment of an annual fee that is more than $200. The […] Read More
Do you love reading the fine print? Do you enjoy figuring out how many penalties and fees your credit card can impose? Probably not, yet many credit cards come with pages-long terms and conditions that many consumers struggle to understand. But at the same time, the credit card industry is nothing if not intensely competitive, […] Read More
There is no question, Americans have a habit of spending too much on their credit cards, especially over the holidays. So January seems to be the perfect time to consider a balance transfer credit card, one that allows you to enjoy 0% APR promotional financing on balance transfers. What to Look for in a Balance […] Read More
Every month, Credit.com crunches the numbers using a unique ranking system to hand out the Best Credit Cards in America title to the credit cards that truly stand out from the pack in a specific category like cash-back credit cards, balance transfer credit cards and simple credit cards. This past year was a year of […] Read More
Hotel loyalty programs may be the unsung heroes of the rewards credit card industry. While many airline rewards customers are finding it difficult to redeem their miles, many hotel programs will allow their points to be redeemed for any unsold room. And at a time of low oil prices and highly discounted airfares, a larger […] Read More
Credit cards that offer airline miles were some of the first rewards credit cards offered and, to this day, there are few rewards more alluring than the prospect of a free flight. At the same time, consumers’ biggest complaint about these airline miles credit cards is that it can be extremely difficult for cardholders to […] Read More
A third of all credit card users will regularly carry a balance on at least one of their credit cards. That was the conclusion of the most recent Gallup survey on American credit card usage. However, a low-interest credit card can help you spend less on interest charges over time, and give you more leverage […] Read More
Students and credit cards can be a tough fit. On one hand, students and other young adults can be inexperienced at managing credit, which can lead to debt and a damaged credit history. Yet when managed responsibly, a credit card can offer students a secure and convenient method of payment, and an effective way to […] Read More
If you have bad credit and want to get a credit card, it can be challenging to say the least. However there is one type of credit card you stand a good chance of being approved for. Secured credit cards are generally offered to all applicants, as long as they do not have any pending […] Read More
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