Welcome to Credit.com’s Best Credit Cards in America™ — a review of the best credit cards for different categories like travel rewards, cash back, students cards, and more. We get knee-deep in the cardholder agreement’s details, terms and conditions, and rewards programs so you don’t have to. The fine print is never easy to read but that is where the card’s true value is revealed. Oftentimes, when you look at the details, the card’s costs outweigh its highly touted rewards.
Hotel loyalty programs may be the unsung heroes of the rewards credit card industry. While many airline rewards customers are finding it difficult to redeem their miles, many hotel programs will allow their points to be redeemed for any unsold room. And at a time of low oil prices and highly discounted airfares, a larger […] Read More
Credit cards that offer airline miles were some of the first rewards credit cards offered and, to this day, there are few rewards more alluring than the prospect of a free flight. At the same time, consumers’ biggest complaint about these airline miles credit cards is that it can be extremely difficult for cardholders to […] Read More
A third of all credit card users will regularly carry a balance on at least one of their credit cards. That was the conclusion of the most recent Gallup survey on American credit card usage. However, a low-interest credit card can help you spend less on interest charges over time, and give you more leverage […] Read More
Students and credit cards can be a tough fit. On one hand, students and other young adults can be inexperienced at managing credit, which can lead to debt and a damaged credit history. Yet when managed responsibly, a credit card can offer students a secure and convenient method of payment, and an effective way to […] Read More
If you have bad credit and want to get a credit card, it can be challenging to say the least. However there is one type of credit card you stand a good chance of being approved for. Secured credit cards are generally offered to all applicants, as long as they do not have any pending […] Read More
Americans love to earn travel rewards from their credit cards. And while many credit cards offer frequent flier miles or hotel points, others offer points reward programs that can be used to book travel. The advantage of these programs is that cardholders can make their award reservations any way they want, and even earn points […] Read More
Business credit cards are vital to the operation of many small companies. These products allow business owners to track their expenses, manage their cash flow and earn valuable perks and benefits. Choosing the Right Business Credit Card for You Like consumer credit cards, there are business credit cards that cater to all segments of the […] Read More
While travel reward credit cards offer the opportunity to enjoy a “free” vacation, those promises may not appeal to some cardholders. Maybe some have been unhappy with their experience in trying to redeem their miles, while others simply have no desire to use their credit card rewards for travel. These cardholders would prefer to receive […] Read More
A premium credit card often comes with an impressive annual fee, and an impressive lineup of features and benefits to match. It takes the right kind of credit card user to get the most value out of a premium card – but if you consider yourself to be a high-end user who can put those […] Read More
How many people truly understand their credit cards? Many of these products are offered with a complex array of features and benefits, not to mention pages of fine print that make up their terms and conditions. This month, we’re featuring the best credit cards that offer simple terms with the fewest fees and penalties possible, and […] Read More
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