Check Your Credit and Make Smarter Financial Decisions
With a Credit.com account, you get your free Experian credit score and a free credit report card. It's all in a personalized, easy-to-read dashboard that lets you see your score and what goes into it.
Checking your credit is one of the best financial moves you can make. Start now—for free—.
Check Your Credit for Free
Your free Credit.com account shows your credit in a personalized dashboard with your score and a snapshot of the five key areas
that affect your credit score—payment history, credit utilization, credit history, account mix, and credit inquiries.
There's no cost, no hard credit check and no credit card or Social Security number required.
Check your credit now »
Review Your Credit Profile
With a Credit.com account, get graded with easy-to-understand grades for the five areas that affect your score. Also, see the factors
that most influence each area. See late payments, overused credit limits, hard credit checks and more. You'll get personalized pinpoint
advice that lets you better manage your credit starting right now.
Try it today »
See Where You Stand
Easily compare your credit. See how your score and credit factors have changed. Check if you're moving from bad credit to fair or good
credit to excellent. Plus, compare your credit score against the averages for the country, your state and your age group.
Compare your score »
More than a Free Credit Score
Make Smarter Decisions
Get advice to improve your credit. Also, see which credit card or loan you're most likely to qualify for— before you apply. Everything is personalized to your credit score and credit standing. And checking your credit is always free. See your recommendations »
Get Updates Every 14 Days
Your free Experian credit score updates every 14 days at no cost to you. Come back and check it whenever you want. Have instant access to your most current score and report card. And quickly identify changes that could indicate fraud or identity theft. See your score now »
Have Data Straight from the Source
Your free credit score and credit report card come from your credit file at Experian, one of the nation's leading credit reporting agencies. The only other place to get your Experian score is straight from Experian itself. Learn more »
Know Your Data Is Safe and Secure
Credit.com works hard to ensure that security of your data. Data is protected by the latest bank-level encryption. And Credit.com systems are monitored 24/7 and have been for more than 17 years. Read the Credit.com Security Promise »
Learn from the Credit Experts
Learn all about credit. Find ways to best manage your credit scores and how to interpret your credit reports. Plus get information on personal finance, debt management, debt collections, loans, taxes, and more. It all comes straight from the Credit.com expert community.
Recommended by Experts
Thousands of people sign up and return to Credit.com every day to learn about and check and manage their credit. That's one reason Credit.com has been mentioned in The New York Times, CNN, The Today Show, BadCredit.org and more.