Credit Cards for Secured Credit | An Expert Guide
If you've had trouble getting approved for an unsecured credit card, then a secured credit card might be a good option for you. These cards require a cash collateral deposit which serves as a credit line for the account. With secured cards credit issuers will report your payment history to the credit reporting agencies, allowing you to build or improve your credit history if you make on time payments to all of your creditors and keep your balances low relative to credit limits. Click on the images below to get specific advice about secured credit cards from our experts.
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Featured Cards for Secured Credit
What To Look For When Applying
What To Avoid When Applying
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When Is The Best Time To Apply?
*For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
** FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card offer.
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