Equifax: Credit Reports & Scores Guide
Customers have trusted Equifax for over 100 years to deliver innovative credit score solutions with the highest integrity and reliability. Equifax also offers FICO scores with their services.
Equifax Product Overview
Price & Free Trial | Credit Reports | Credit Scores | Credit Monitoring | Identity Theft Protection | |
Equifax 3-in-1 Monitoring with Credit Score![]() | |||||
| $14.95/month30-day free trial | 1 reportEquifax | 1 scoreEquifax | 3 bureau monitoringEquifax, Experian, Transunion | Basic ProtectionEmail alertsID Theft ResolutionUp to $1,000,000 insurance | Order Now See Details |
Equifax on Twitter@creditexperts Credit.com News: Why are consumer credit scores constantly changing? @creditexperts says that this information is largely determined by the information on an individual’s credit report and his or her payment history, both of which evolve on a monthly basis. The same yo-yo effect will continue with nearly every financial move a consumer makes. Equifax in the News
How to Read Your Credit ReportCredit reports are the files that credit report agencies maintain about your credit history and share with the rest of the world...read more |
Company Profile: Equifax ®Equifax Inc. (Equifax) is a consumer credit reporting agency in the United States, and is considered one of the three largest American credit reporting agencies along with Experian and TransUnion. Founded as Retail Credit Company in1899, today Equifax is considered a worldwide leader in the information management market, particularly in the burgeoning area of personal and business financial information accumulation, organization, and distribution. The Equifax information management model is focused primarily on credit, financial, employment and income, public record, demographic and marketing data. The firm has developed analytical tools that examine and analyze personal and business financial data, and creates models businesses and creditors use to make key strategic financing decisions. The company has also entered the increasingly competitive fraud detection and prevention services market. Equifax's North America Commercial Solutions segment specializes in business credit and demographic information, credit scores, and portfolio analytics, which are derived from its databases of business credit, financial, and demographic information. Its customer base comes from a wide swath of industries, including the financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries – as well as government agencies. Equifax Inc. was founded in 1899 and is headquartered in Atlanta, Georgia. Equifax stock is publicly traded on the New York Stock Exchange, under the symbol EFX. FACTOID: Equifax is the oldest of the three agencies and gathers and maintains information on over 400 million credit holders worldwide. Based in Atlanta, Georgia, Equifax is a global service provider with US $1.5 billion in annual revenue and 7,000+ employees in 14 countries. Founded: 1899 (as Retail Credit Company) Tip: Credit Monitoring to Prevent Identity TheftThe most important thing you can do to keep your credit standing in good status is to check your credit reports regularly, at a minimum, once every 6-12 months. Regular credit checks help you to spot inaccuracies and signs of identity theft before they cause major financial damage. Keeping your credit reports healthy and positive can help you save thousands on life’s big purchases. |

