Our Executive Team

Jason Owen- Senior VP and General Manager

Jason Owen

Senior VP and General Manager

Jason Owen, Senior Vice President and General Manager for Credit.com, is responsible for leading, developing, and implementing the strategy for the overall business. Most recently VP of Marketing at Vivint and VP of several of Red Ventures businesses, Jason is a passionate entrepreneur, strategic marketing thought leader, and creative thinker. Jason has over fifteen-years of sales and marketing experience where he has learned to perfect turning clicks into opportunities, using call center environments. Considered an industry leader in sales and marketing, Jason was most recently recognized with a Utah Business Sales and Marketer of the Year award in 2016. Jason loves the dynamic challenges of marketing, and in his own words, "The consumer's decision journey is more complicated today than ever before, and I enjoy figuring out how to best position marketing messages with the right actionable audiences at the right time and at the right cost." A lover of the outdoors, Jason lives in Park City, Utah where he also enjoys biking, skiing, and trail running. When he's not busy working, traveling, or training for a triathlon, he's perfecting his fish taco recipes and spending time with his two daughters, Charlotte and Lila.

Ryan Spencer- VP of Business Development

Ryan Spencer

VP of Product

Ryan leads Credit.com's product development team. With more than 15 years of experience in ecommerce, finance, customer acquisition and online advertising, he's drawn to high growth start-ups where he's able to develop and grow powerful products that can truly impact people. Prior to Credit.com, Ryan spent years as a pioneer in Spain's fledgling start-up scene, running and eventually selling his own e-commerce site, Spencer Enzo. Later he joined Macromedia and eventually NoMoreRacks.com. He graduated from UCLA with a B.S. Microbiology, Molecular Genetics and Immunology. Finally, Ryan is very close to earning his captain's license, after which he will be obliged to take each member of the Credit.com team sailing.

John Paul Stallard- UI/UX Advisor

John Paul Stallard

UI/UX Advisor

JP comes from England where he trained in industrial design. He has used the same ideals of craftsmanship to develop digital experiences for over a decade - discover the true purpose of the product, constantly iterate, and deliver results in a tangible form to produce sophisticated results. He co-founded SOLV in 2007 to create compelling product experiences using his ideals of the chain of craftsmanship with an emphasis on collaboration, prototyping and continuous iteration, which he believes enables companies to deliver the right product, for the right people, at the right time. These clients include Airbnb, Google, Nike, HTC, Nokia, Polycom, Panasonic, and Salesforce. Prior to SOLV, he was Samsung’s first interaction designer in London. Working in a rich multi-disciplinary and culturally diverse environment he applied his thinking to a range of business groups including mobile, imaging, and appliances, and helped develop new product types and interaction methods for the company. Previous awards include an RSA Product Award and acceptance to the Royal College of Art.