When it comes to managing your money, it’s easy to become your own worst enemy. Bad financial habits can wreak havoc on your finances. But in some cases, it’s the things that you’re not doing that are the real problem. Here are just a few ways you could be setting yourself up for financial disaster without even... Read More

Life can seem really expensive — all the items we “need” add up. I needed that new smartphone, and I spent too much on a dress I wore once. I needed the coolest toaster oven even though I just make frozen pizzas. I need a new car, a big house and lots of things to... Read More

Sometimes, timing is everything. For instance, credit card issuers may be willing and eager to increase your credit limit, but only if the request is made at the right time. Why Increase Your Credit Limit? There are three main reasons to ask for a credit card limit increase. First, cardholders may regularly need the additional... Read More

All parents want their kids to learn to manage money competently. There is clearly a benefit to learning financial responsibility from an early age. But how young is too young to have the freedom (and temptation) to use a credit card? A decision requires that you think of your child specifically. If you decide the time... Read More

If you’ve ever spent Dec. 23 standing in line to ship a last-minute Christmas gift, you know all about the crazy cost of sending packages by overnight mail. Sometimes the fees cost as much as the presents. What you may not know is that there’s a huge difference in fees for the same service among the big... Read More

Holiday spending has been an appropriate recurring theme in the financial media recently, and the Credit.com experts have added their knowledge to the conversations. (@LGers) People spend a lot of money during the holidays — everyone knows this, including fraudsters, which is why consumers have to be extra vigilant about scams this time of year.... Read More