Homeownership is a big deal and can take a lot of work to achieve. Depending on your situation, you may need to save up a large down payment, prove your creditworthiness and then find a home a lender agrees is in your price range. If that sounds like a lot of work, you might be... Read More

DISCLAIMER. The information provided in this article does not, and is not intended to be, legal, financial or credit advice; instead, it is for general informational purposes only.  Losing a loved one is hard on so many levels. Funeral arrangements and estate matters have to be dealt with in the midst of grief—and questions abound.... Read More

This article originally appeared on The Financially Independent Millennial and was republished with permission. If you’re a new homeowner and not a finance professional, you may be new to refinancing a mortgage. In layman’s terms, refinancing is taking out a new mortgage to replace your old one. You may not know that there’s actually no... Read More

Buying a car can affect your credit score—and your home purchasing power—in a variety of ways. If you hope to buy a home soon and can afford to wait to get a car, it might make more sense to buy a house first. Did you know that buying a car before you buy a home... Read More

In a Nutshell According to a recent study by Point2, new homeowners in over 51 of the 100 largest cities in the US are spending more than 30% of their income on mortgage payments. This goes against the common wisdom of financial advisors that says homeowners should avoid spending more than 28% of their gross... Read More

You found your dream home, but now comes the hard part: figuring out your mortgage. Two common loan options are conventional and FHA loans. A Federal Housing Administration loan, or FHA loan, is insured by the federal government. A conventional loan is not. The backing of the federal government makes FHA loans a bit easier... Read More