Dear Tiff, I just graduated college. What should be one of the best times of my life feels pretty bleak and uncertain right now. I know you can’t help with everything, but maybe you could give me some advice on how to plan for my financial future when I’m not sure how to plan for... Read More

The average student loan debt has risen to $31,172, which can be a heavy weight over individuals who are ready to move on and experience life. Ignoring student loan payments for more interesting pursuits may be tempting, but defaulting on your student loans can have disastrous consequences, including wage garnishment. If you’re one of the... Read More

With the average student loan debt for 2017 graduates creeping up to $28,650 and the total student debt hitting $1.52 million and climbing, those big payments are budget busters for Millennials and Gen Xers alike. One option to delay paying your student loans debt is to take out a deferment. But how does deferring student loans affect credit? The short answer is that it doesn’t.... Read More

Every student getting ready for college is hit with the reality of how expensive higher education can be. It might be tempting to lie on the FAFSA. However, lying on FAFSA can come with serious consequences. You could face criminal charges of fraud, and most of the time, you have to payback any financial aid you received under false pretenses. Find out... Read More

As the school season is kicking off, new research has come to light showing that there is a growing number of students in colleges that are reviewing their decision to get a bachelor’s degree. Today, college tuition is the highest it has ever been. Considering the tuition of colleges from the late 1980s to the... Read More

Article originally published October 14th, 2013. Updated October 29th, 2018.  Consumers’ credit scores can determine their ability to get auto loans, mortgages, personal loans, and all kinds of other financing. But student loans are different. It can be challenging enough to get into a certain academic program — but do students have to make a... Read More