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10 Tips for Surviving an Office Romance Breakup

10 Tips for Surviving an Office Romance Breakup

10 Tips for Surviving an Office Romance Breakup

Breakups are hard. They’re even harder when the person you broke up with works with you. Now, you have to adjust to working with someone to whom you used to be very close. Unfortunately, your days will be filled with awkward encounters and whispers around the water cooler. Your once blissful union used to give... Read More

5 Health Apps That Can Save You Time & Money

5 Health Apps That Can Save You Time & Money

5 Health Apps That Can Save You Time & Money

For many, healthcare costs are higher today than ever before, leaving many savvy people seeking out resources for saving money and time while addressing their health and wellness. Fortunately, with so many free and cheap health management apps available for download on your smartphone or tablet, the information and resources you need are now more accessible than... Read More

Trump’s Executive Order to Limit Regulations: What It Means for Your Business

Trump’s Executive Order to Limit Regulations: What It Means for Your Business

Trump’s Executive Order to Limit Regulations: What It Means for Your Business

Just 10 days after taking office, President Donald Trump continued to check items off his campaign promise list as he signed his latest executive order on limiting regulation of small businesses. The executive action, titled “Reducing Regulation and Controlling Regulatory Costs” was signed Monday morning after President Trump met with small business owners. The four-page... Read More

How to Throw a Super Bowl Party on a Budget

How to Throw a Super Bowl Party on a Budget

How to Throw a Super Bowl Party on a Budget

I don’t know how Super Bowl Sunday got to be one of the biggest parties of the year, but I’m glad it’s almost here. Even if I have no interest in any of the teams participating, I find any excuse to get together with friends to be a good one. Hosting a Super Bowl party... Read More

5 Helpful Apps for Families on a Tight Budget

5 Helpful Apps for Families on a Tight Budget

5 Helpful Apps for Families on a Tight Budget

It’s hard enough to keep a budget for one, let alone get your entire family on track with their finances. Fortunately, there are plenty of apps out there that can help keep you, your spouse, son, daughter and 11-year-old pug (OK, maybe not that last one) from spending beyond your family’s means. Here are some... Read More

Are Huge Budget Problems on the Way With Trump?

Are Huge Budget Problems on the Way With Trump?

Are Huge Budget Problems on the Way With Trump?

Q. Is it wrong to think we should also expect huge budget problems and less aid to the states from decreased revenue? Given Trump’s penchant for borrowing and record of bankruptcies, “volatility in the markets” may be an understatement. — Looking ahead A. We’re still waiting to see the depth of the new president’s plans,... Read More

3 Ways Women Get Shortchanged Financially & What to Do About It

3 Ways Women Get Shortchanged Financially & What to Do About It

3 Ways Women Get Shortchanged Financially & What to Do About It

Here’s a mind-bending fact: Women could not get a credit card without their husband’s signature until 1974. Women’s rights have been a national conversation since the age of suffrage — and conversations about equality are extremely prevalent in the news right now. While it’s all important, this piece is going to focus on the personal finance aspect of... Read More

4 Tips for Entrepreneurs Worried About Trump Immigration Policies

4 Tips for Entrepreneurs Worried About Trump Immigration Policies

4 Tips for Entrepreneurs Worried About Trump Immigration Policies

When Mike Galarza first heard what then-candidate Donald Trump had to say about building a wall between the United States and Mexico, deporting illegal immigrants and possibly limiting legal immigration, he was stunned. As an immigrant from Mexico, the issue was personal, but as an entrepreneur and business owner, he worried it could also impact his... Read More

The Ultimate Guide to Getting a Better Job This Year

The Ultimate Guide to Getting a Better Job This Year

The Ultimate Guide to Getting a Better Job This Year

This is the year you’re going to make more money — or take on a leadership role at work, apply for your dream job or even try a completely new career path. Whatever it is, you know you want something in your professional life to change. Understandably, you might be overwhelmed by the prospect of... Read More

Will a Trump Presidency Lead to More Predatory Lending?

Will a Trump Presidency Lead to More Predatory Lending?

Will a Trump Presidency Lead to More Predatory Lending?

Free markets mean corporations and consumers are engaged in a constant arm-wrestling match over prices and rules governing marketplaces. When President-elect Donald Trump takes office, will the rules of this engagement change substantially? Already, Republicans are fighting hard to dismantle, or at least disempower, the nation’s newest federal consumer protection agency, the Consumer Financial Protection... Read More

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Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team