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From the Experts at

The Best Gas Credit Cards of 2018

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Woman With Gas Card

Updated June 20th, 2018

[UPDATE: Offer(s) below is no longer available through our site. Please visit our credit card marketplace for current offers. DISCLOSURE: Cards from our partners are mentioned below.]

 The average American spent $2,090 on gas in 2015 (the most recent data available from the U.S. Bureau of Labor Statistics), but many of us aren’t making the most of the money that we have to spend to get to work, drop the kids at school and take fun summer road trips. Your gas spending can come with benefits. Some gas credit cards will reward you for the money you’re inevitably going to spend at the pump.

How to Get a Gas Credit Card in 2018

Before you sign up for a gas credit card, you should know your options. There isn’t one type of gas rewards credit card — there are actually a few different kinds of credit cards you can use to earn rewards or discounts for your fuel spending.

A handful of gas credit cards are offered by major American gas station chains (Shell, Valero, BP, Chevron, Texaco, etc.) that can be a good option if you’re loyal to a particular brand. These cards generally offer some sort of fuel points or discount that can be significantly higher than a standard rewards credit card. However, some of the station-branded cards can’t be used for purchases at other retailers and because you’re trying to rack up rewards at one chain, you may not be shopping around for the best gas price overall.

You can also get a rewards credit card that offers good gas rewards in addition to rewards for other purchases. With rewards cards, you obviously want to pick a card that has a high cash-back offer for gas purchases specifically. Be on the lookout for which kinds of stations can earn you rewards. Many grocery store chains and big-box retailers like Costco have begun offering gas at a discount to their customers, and gas rewards credit cards generally limit their rewards to “standalone” stations that don’t include these retailer-tied spots. If you only fill up at non-standalone stations, these cards may not be a fit for you. Rewards cards also often require good credit scores to qualify. (You can see where your credit scores stand for free on

Now that you have the lay of the land, here are some of the best gas credit cards on the market right now. These cards were picked by the editorial team for their high rewards and best overall terms.

The Best Gas Credit Cards

Costco Anywhere Visa Card by Citi

Why We Picked It: Costco already offers a very competitive gas price to members, often several cents less per gallon than a standalone gas station, which makes it a great deal for consumers. Plus, the 4% cash back on gas purchases makes this a pretty sweet deal if you’re filling up often and you can use those rewards for other purchases — not just on gas. (Full Disclosure: Citibank advertises on, but that results in no preferential editorial treatment.)

Rewards Details: The Costco Anywhere Visa Card offers 4% cash back on gas purchases at other eligible gas providers (supermarkets are excluded, for example), which means you can fill up at a standalone gas station and still earn rewards with this card. That 4% back is limited to the first $7,000 spent each year, then goes down to 1% after that. You also earn 3% back on restaurants and eligible travel purchases, 2% back on Costco and purchases and 1% back on all other spending made with the card.

Discover it® chrome

Discover it® chrome

Apply Now
on Discover's secure website
Card Details
Intro Apr:
0% for 14 months on purchases

Ongoing Apr:
13.99% - 24.99% Variable on purchases & balance transfers

Balance Transfer:
Intro: 0% for 14 months

Annual Fee:

Credit Needed:
Snapshot of Card Features
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Card Details +

Why We Picked It: You can earn points on every purchase and redeem them for any amount of cash back or use points to make purchases on Discover also has no foreign transaction fees.

Rewards Details: The Discover it chrome card offers 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases quarterly) and 1% everywhere else. Cash rewards never expire, and there is no annual fee with this card. 

At publishing time, the Costco Anywhere Visa Card by Citi and the Discover it chrome cards are offered through product pages, and is compensated if our users apply and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial treatment.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

This article last updated on September 28th, 2017.

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Certain credit cards and other financial products mentioned in this and other articles on News & Advice may also be offered through product pages, and will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.