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Customer Reviews

See what real customers have to say about ExtraCredit®

Don’t just take our word for it! See what others have to say and then try it for yourself for free.

ExtraCredit and You

Sure, we could go on and on about how great ExtraCredit is. But wouldn’t you rather hear about it from our actual customers? We’ve compiled a few reviews from people who have used ExtraCredit and seen real results. You can read about it for yourself, but we’ll give you a quick spoiler: they’re pretty happy with what they’ve seen.

ExtraCredit Customer Review: Aleshia

After my divorce, my credit plummeted, and I felt hopeless. Working at Credit.com made me aware of ExtraCredit, and I’m so glad I signed up. I wasn’t sure how or if ExtraCredit could help me. But I went for it, and my life did a complete 180. I recently was able to move into a new townhome with my kids. I started seeing improvement in just a couple months. My life has completely turned around. Aleshia is an employee and receives her ExtraCredit service free.

— Aleshia M. (Employee)

ExtraCredit Customer Review: Leron

I’m into all kinds of things, from IT to photography, to the military to dealmaking. I’m also a fairly meticulous tracker of all things financial, especially since I went bankrupt back in 2014. That black eye on my credit has made me focus quite a bit more. Before finding Credit.com and ExtraCredit, I went back and forth between Credit Karma, Experian Boost, CreditWise from Capital One, CreditSecure from American Express, among other things. No one app provided everything I was looking for, as far as knowing where I stand with all the bureaus, let alone with respect to my FICO(R) Scores. ExtraCredit is AMAZING, with an exceptionally acceptable monthly fee. With ExtraCredit, I’m now able to see what the lenders see, even if they’re looking at older versions of my FICO(R) Score (I think that’s my favorite part about the app). While I used to juggle lots of different credit apps, now I’ve only got one—ExtraCredit.

— Leron R.

ExtraCredit Customer Review: Khalid

I was a little careless with my credit in my early life, but eventually became responsible and started paying attention. I had my identity stolen several years ago, and I wanted to monitor my report from all three credit bureaus in one place at an affordable price. ExtraCredit solved my problem and offered more than what I expected. My favorite ExtraCredit feature is the ability to view 28 of my FICO(R) Scores from all three credit bureaus.

—Khalid S. 

ExtraCredit Customer Review: Nicole

Prior to Extra Credit, the only way you could have access to all of your FICO(R) Scores was through MyFico.com. Monthly updates of these scores cost 2x as much as the ExtraCredit product, so it’s nice to have an alternative. These numbers are invaluable when making major purchases. We are in the process of buying a home and having access to our actual FICO(R) Scores 2, 4 and 5 is what we need, which is what this service provides.

—Nicole H.

ExtraCredit Customer Review: Faustino

A lot of features for one great price. While others offer additional services or features at additional cost, Credit.com offers some of those at one price. I recently found out that there are about 28 credit scores depending on what you’re shopping for. Credit cards, vehicles and general loans, etc. With the three bureaus. I’m glad I found them and discontinued my services with two other companies. Their site is easy to navigate through and you can see where you stand. They’re helpful in ways in raising your score, too. I highly recommend them.

—Faustino D.

ExtraCredit Customer Review: Charles

My experience with Credit.com has been excellent. It contains valuable information on how to get and maintain good credit through valuable sources. The checks and balances system with connecting to banks and other federal institutions to increase credit eligibility through bill pay is secure and helpful as well.

—Charles M. 

Disclaimer: Current users were solicited and in some cases compensated in exchange for an unbiased review about their experience with ExtraCredit.

See for Yourself: Sign Up Today

Still not convinced about ExtraCredit? We get it. That’s why we offer a free seven-day trial for anyone who wants to try ExtraCredit before they take the plunge. So sign up for your free seven-day trial today, and see what the hype is all about. 

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