We mean it—no other credit solution compares

No, it’s not a marketing gimmick. No other credit product is as fully-loaded as ExtraCredit Get started with one month free*
Still not convinced? Keep reading.

Credit is complicated. ExtraCredit is not.


The credit industry is a mess. You shouldn’t need five different services to manage and build your credit.

And you don’t—at least not anymore. ExtraCredit is a brand-new product from Credit.com that gives you unmatched credit coverage for one, low monthly fee.

Real help for your credit

I already have a free app to check my credit—isn't that enough?

Short answer? Probably not. Just knowing your score won't improve it. Getting credit for the bills you pay on time, however, likely will. With ExtraCredit, you can get positive tradelines added to your credit reports for stuff you’re already doing, like paying rent.

What if my identity is sold on the dark web?

When it comes to identity protection, companies like to pretend that a warning system is enough. It’s not. ExtraCredit works to keep your identity safe with dark web monitoring, $1,000,000 insurance and more.

What if there are mistakes on my credit?

Credit reports aren’t perfect and mistakes happen. Good news is, if you have errors hurting your score, you have a legal right to fix it. ExtraCredit gives you discounted access to a proven and trusted provider to ensure your credit is both accurate and fair.

How do I know which credit card is right for me?

Credit card offers are everywhere. Thing is, any time you are approved for a credit card or loan someone gets paid, and that someone probably isn’t you. We don’t think that’s fair, so with ExtraCredit, we do it differently.

Does the score on my free credit app even matter?

The only credit score that matters is the score your lender is looking at. Don’t get us wrong—a free score is great, but it won’t give you the whole picture. With ExtraCredit, you get all your scores.

Five features. Complete credit coverage.

  • Rent reporting
  • Utility reporting
  • Credit building offers
  • ID insurance
  • Dark web monitoring
  • ID Alerts
  • 28 FICO® Scores
  • All three bureau reports
  • Credit monitoring
  • $5 sign up bonus
  • Actual cash rewards
up to
  • Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors
Everything you need to master your credit.
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