Your Personal Finance Guide
Are you looking for personal finance advice? Maybe you need help figuring out a budget. Or maybe you need a plan to tackle your debt. No matter what your question is, one thing’s for certain–you need advice based on your personal situation.
There isn’t just one article that can tackle your problem. That’s why we’ve put together this personal finance guide. In it we’ve listed all our personal finance articles, just to ensure that you’ll get the information you’re looking for.
But a quick note before we dive in: we aren’t financial experts. If you need specific advice for your personal situation, you might want to consider consulting with a financial expert to get the help you need.
Income
Before you start saving money, you’ll need to be earning money to begin with. Do you want to learn more about income? Maybe you want to make some more money? Here are some articles that can give you insight into your income:
- 4 tips for earning passive income: Ready to make a little more money on the side? Here are some tips on how to earn a passive income.
- 10 easy high-income skills you can learn: You don’t need a college degree to make money. We’ve outlined ten easy skills you can learn to make money–without a college degree.
- How to generate income from a portfolio: Are you wondering how to generate an income from a portfolio? Read this article to learn how.
Personal Finance Tools and Resources
Looking for tools and resources for your personal finances? We’ve got you covered. Look no further than these articles:
- The best personal finance courses: Choose between six personal finance courses to learn about specific financial techniques.
- 10 personal finance books you should read: If you’re ready to really dig into your personal finances, read these ten books to learn more.
- 11 financial resources for women: Women often face unique financial challenges. We’ve compiled 11 resources, from blogs to apps, for women to handle their finances.
- Finding a good budgeting app for you: We’ve outlined how to find a good budgeting app for you, with a few suggestions.
- The best automatic saving apps: Need a little help building your savings? These seven automatic saving apps can help.
Budgeting
Budgeting is a great way to stay on top of your finances. But if you don’t know where to start, or if you don’t have a plan, it can be easy to fall off the wagon. Here are some great articles that can help you create your budget:
- The best budgeting methods: Shopping around for the ideal budget? Explore a variety of budgeting methods to find the right one for you.
- These budgeting strategies may help you save more: This is another great resource that outlines different budgeting methods.
- 8 budgeting tips to ramp up your savings: If you want to set yourself up for success with your budget, you’ll want to follow these eight budgeting tips.
- 12 top budgeting categories: When you’re planning your budget, you’ll want to include these twelve categories.
- Budgeting for beginners: Are you ready to make your budget, but aren’t sure where to start? Here’s what you need to know.
- Choosing a good budget app for you: Need a little help budgeting? These budgeting apps can get you on track.
- The mindful Japanese budgeting system: Cut out mindless spending with kakeibo, a mindful Japanese budgeting system.
- 5 steps to write out a biweekly budget: Stay on top of your finances by starting a biweekly budget.
- How to create a budget that works for you: Are you starting a budget from scratch? Here’s what you need to know.
- What is a zero based budget: Get a first-hand account of a zero-based budget success story.
Debt
No matter how much debt you may have, it can feel like a weight on your shoulders. Luckily, you don’t have to deal with it alone. If you’re looking for strategies for tackling your debt, these articles can help:
- Common types of debt and how to avoid them: There are a lot of ways you can fall into debt. Learn the most common ones, and how to avoid them.
- Get out of debt: You don’t have to tackle your debt all at once–you can chip away at it little by little. Here are some ways to do it.
- How to get out of debt: Taking on your debt doesn’t have to be overwhelming. Get a step-by-step guide on how to tackle your debt.
- 3 easy strategies to get out of debt: If you’re looking for a concrete plan to get out of debt, here are three doable strategies.
- Debt consolidation vs. bankruptcy: Are you considering debt consolidation or bankruptcy? Here are the differences between the two.
- 7 tips on managing debt: Getting out of debt might require a few lifestyle changes. Here are some tips on how to manage your debt.
Savings
Financial health isn’t just about the state of your finances right now–it’s about planning for the future. Make sure that you’re reading for anything by building your savings. Here’s what you need to know to bulk up your savings:
- How are you saving your money: Wondering how the rest of our readers are handling their savings? We conducted a survey of our readers to see how they’re saving money.
- How to save money without feeling deprived: Saving your money doesn’t mean that you have to feel completely deprived. Here are some tips on how to save up and still live your life.
- 7 habits of successful savers and investors: Take a page out of the book of successful savers and investors to build up your savings.
- How to save for big purchases: Looking for actionable tips on how to save up? We’ve got some ideas.
- HSA accounts you should check out: HSA accounts are a great way to build up your savings. Here are a few you should check out.
Investment and Retirement
Think of investing, and retirement, as the next step on your savings journey. Once you have enough money saved up, you can start making strategic investing decisions. But you should definitely prioritize retirement over investing. Learn more about investing and retiring:
- First investments for beginners: If you’re new to the world of investing, here’s where you can start.
- Ways to manage expectations as an investor: When you’re just starting out in investing, make sure that you have realistic expectations.
- 10 ways to invest 100k for retirement: Thinking that having 100k in retirement is impossible? Think again with these ten tips.
- Better investing for beginners: Are you looking to invest, but aren’t sure where to start? Here are some tips on how to get started.
- Retirement planning lingo: Just beginning to think of retirement? Read up on the basic retirement planning lingo.
- Are you financially ready for retirement: When you’re reaching retirement age, it’s time to take a look at your finances. Read this article to see if you’re financially ready for retirement.
- Things to do before retirement: Read up on the things you need to do before you retire.
- Don’t buy these nine investments in retirement: We’ve given you some great articles on what to do when retiring–here’s what not to do.
- 6 financial mistakes to avoid when retiring: Better safe than sorry. Here are some more financial mistakes to avoid when you retire.
- 7 tips for maximizing your 401k: You can never have too much money in your 401k. Here’s how to get more money in your 401k before you retire.
Insurance
No matter where you are in life, having insurance is a must. Whether you’re looking for new insurance or trying to lower your insurance, here are some articles that could help:
- How to lower your car insurance: Looking to save some money on your insurance? Here are some tips on how to lower your car insurance.
- 4 ways health insurance can save you money: If you don’t have health insurance, read this article–having health insurance can actually save you money.
- How to budget for insurance: Insurance can be a huge investment. If you’re coming up short, here’s how you can budget for insurance.
- Why tenant insurance is important: Are you renting your home? You probably want to get tenant insurance–here’s why.
Become Financially Healthy
The road to financial health isn’t a short one. If you’re ready to become financially healthy, it’ll require consistent effort. But don’t worry–it’s definitely doable. And if you’re ready to work on your financial health, you can find great tools to help you work on your credit health at ExtraCredit®.
