Personal Finance

Our experts are here to help provide unbiased, common-sense personal finance advice and insights. Learn how to get control of your finances and dial in your spending habits, as well as budgeting best-practices. Read about useful tips for setting up savings accounts and navigating financial institutions. Finally, learn how your credit score can either help or hinder the financial decisions that you wish to make. Get started by taking advantage of Credit.com’s free credit report card today and see where you stand.


401k: What You Need to Know to Maximize Yours

Participating in an employer’s 401k plan is a good way to put aside money for your retirement. These four tips will show you how to take full advantage of the benefits of saving for retirement with a 401k plan. 1. Participate Put aside some money every single pay period for your retirement, whatever you can […] Read More

How Interest Rates Work

Financing big purchases with a credit card, home loan or auto loan can be an efficient way to manage your budget. Here’s a look at how interest rates are calculated for each type of financing. Credit Card Interest Rates Wondering how much carrying a balance on a credit card will cost you?  Take a close […] Read More

How to Use Credit Monitoring to Protect Your Child’s Identity

Identity thieves are targeting children 18 and younger, swiping their Social Security numbers and applying for credit accounts in their names and piling up charges. An identity thief can wreck a child’s credit record long before the child is old enough to drive, apply for a job or fill out a college application, which is […] Read More

The Credit Approval Process & What to Expect

Here is a closer look at the approval process for credit cards, loans and mortgages. Credit Cards The fastest way to get approved for a credit card is to apply online. Many issuers offer instant approval to online applications. So you may know whether you have been approved for a credit card within minutes of […] Read More

The Ins and Outs of Paying by Check

Excited about opening a checking account? You should be. Making your way in the financial world without one is an expensive proposition. Just ask anyone who’s had to pay bills by money order. Once you open a checking account, you’ll have a safe place to stash the cash you need for monthly expenses.  When it’s […] Read More

5 Easy Steps to Get Control of Your Finances

If you’re living from paycheck to paycheck or your finances are feeling pinched, it’s a good indicator that it’s time to take control of your finances. One of the most important steps to doing that is to take a good hard look at the money you have coming in vs. the money you have going […] Read More

Painless Penny Pinching: How to Save Big Without Feeling Deprived

These days, nobody cares much about the lowly penny. Similarly, most articles on saving money focus on getting you to do the things that hurt so you can put aside big bucks. Yet pinching pennies is a lot more important and rewarding than most people realize. For a sense of penny-power, take a look at […] Read More

10 Ways to Avoid Overdraft and Bounced Check Fees

Not that long ago, the amount of money in your checking account was a true limit. Any transaction that would push you beyond your balance would be rejected by your bank. If you didn’t have enough cash in your account for an ATM withdrawal or debit card purchase, your bank would decline the transaction. If […] Read More

Personal Loans vs. Credit Cards

Trying to decide between a personal loan or a credit card to pay for some upcoming expenses? Here is a look at the pros and cons of using each. Credit Cards It’s fast and convenient to pay by credit card. And if you have a credit card with a large enough credit line you will […] Read More

What Are 3 Dumb Things You Can Do With Email?

Fraudsters most commonly use email to target consumers, according to an annual report of consumer complaints from the Federal Trade Commission. It makes sense, because an email account is where the different parts of life intersect: personal interests, school, work, banking, shopping, friends, family, travel plans, social media and so on. You tie account after […] Read More

  • Stay Connected to Our Experts

    Please submit your email address to get credit & money tips & advice
    from our team of 30+ experts, delivered weekly to your inbox.
X

Start Maximizing Your Credit Today

Personal FinanceGet a FREE personalized credit check-up today.

Get Started – It’s Free!