“I’m going to get out of debt this year.” Sound familiar? It’s a common aspiration, just like this one: “I’m going to get healthier this year.” Both debt and poor health are burdensome: You feel it every day, and even though it weighs on you, the changes necessary to improving your situation seem daunting and difficult.... Read More

From time to time, people forget to pay their credit card bills. It’s unfortunate, but it happens. Payment history has the most impact on your credit scores, so a missed payment will cause your score to drop a few points, but an isolated incident will only hurt you temporarily. When missing payments becomes a habit,... Read More

Falling oil prices have already made millions of consumers happier about fueling their vehicles, but market conditions are poised to improve another area of travel: flying. The International Air Transport Association (IATA) projected higher-than-expected profitability for the airline industry in 2014, which IATA anticipates will translate into reduced airfares in 2015. In June, IATA projected... Read More

Have you ever wondered what a graduate degree could do for your career? Or whether it would be possible to return to the college lifestyle without racking up too much (more) student debt? The decision to return to higher education after you get a bachelor’s degree can be difficult. You may have already entered the work force... Read More

What are your credit card habits? If you are like most people, you probably just use your credit cards to purchase goods and services while paying little attention to the details of your credit card usage. And by doing so, you risk paying too much in interest and fees, and can miss out on value rewards and... Read More

This past year might not have turned out like you wanted it to. Perhaps you were hoping to get an amazing promotion that went to one of your co-workers instead. Or maybe you were hoping to save more money toward your dream trip but you ended up spending that money on too many bags of... Read More