Dear Credit.com, My child has recently expressed an interest in getting a debit card. I think he’s too young, but he insists all his friends have their own debit cards and bank accounts. What’s your opinion? How young is too young to teach my kid smart money habits? Thanks for your help!Debit Downer Hey there,... Read More

Dear Tiff, I just graduated college. What should be one of the best times of my life feels pretty bleak and uncertain right now. I know you can’t help with everything, but maybe you could give me some advice on how to plan for my financial future when I’m not sure how to plan for... Read More

Let’s say you’re in a bad credit situation, but you need a credit card. It can be hard to qualify for credit cards if your credit isn’t up to par. But there are credit cards out there that can help those with bad credit improve their score. Unfortunately, there are also credit cards that can... Read More

Your credit score can affect many aspects of your life—from getting a loan to getting a job or getting a house. Good credit is necessary for sound finances and many major purchases. But there are no quick fixes or shortcuts to building good credit. You must start by establishing credit, then embrace responsible credit habits... Read More

Credit is one of those things you don’t want to be without. But, as we all know, the credit game is definitely a Catch-22. You need a good credit history to snag the best deals on loans, yet it’s very difficult to get credit without a borrowing history. 1. Become an Authorized User If a friend... Read More

Article originally published September 1st, 2016. Updated October 29th, 2018.  It’s a common question around these parts: how do I fix my credit? And, while credit scores do have a lot of nuances, the answer is actually pretty straightforward: pay all your bills by their due dates, keep your debt levels low, add a mix of accounts... Read More