Find out if your rent and utility payments are reported on your credit report. Learn about alternative ways you can ensure you get credit for these payments.

Debt collections come with a statute of limitations. Find out what happens when debt is too old to pursue.

What does it mean when something is charged off as bad debt? Discover how it can impact your credit and what action you can take.

Find out how late you can be on your car payments, home mortgage or other bills before the lender will take action and what consequences you might face.

In This Piece Gather Information Request Verification of Debt File a Dispute Make Sure It’s Listed as Medical Debt Can You Negotiate Medical Bills in Collection? Know Your Rights Are you struggling with medical debt? Are you tired of medical collectors calling? If so, you’re not alone. Studies show that Americans owe more than $88... Read More

UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below Article originally published July 8th, 2021. Updated December 12th, 2022. You may get utility bills, department store sales, the occasional... Read More