In This Piece Gather Information Request Verification of Debt File a Dispute Make Sure It’s Listed as Medical Debt Can You Negotiate Medical Bills in Collection? Know Your Rights Are you struggling with medical debt? Are you tired of medical collectors calling? If so, you’re not alone. Studies show that Americans owe more than $88... Read More

Medical bills can be daunting. Around 67% of bankruptcies in the nation in 2019 were tied to medical issues and expenses. According to US Census data, almost one in five American households is dealing with medical debt, and the rate is higher for certain ages, income levels, and other demographics. One issue is that medical... Read More

Dear Tiff, In June I was diagnosed with osteomyelitis, which is a bone infection. I became very ill and almost died. Because of this, I was unable to make payments to my credit card companies. On top of it all, my husband also lost several thousand dollars at work to take care of me. How can... Read More

Enrollment season for health insurance is underway. And millions of Americans are attempting to make important decisions about healthcare plans. But for most people, choosing the best plan that covers all of their needs is a chore. Not only are there choices to be made, but there are also a host of terms or understand.... Read More

Chronic illnesses are on the rise in the United States. 133 million Americans – about 45% of the population live with at least one chronic illness. Not only that, but medical bills make up the majority of collections on credit reports. Although rules have changed regarding reporting unpaid medical bills to collections, they can still... Read More

As of 2012, about half of all adults in the United States, 117 million people, were reported to live with one or more chronic health conditions. But for those of us who struggle with chronic illness and disease on a day-to-day basis, our conditions are much more than just a staggering statistic. From diabetes, to... Read More