This article was originally published on Arrest Your Debt and has been republished here with permission. A budget method sets out how an individual, company, or organization plans to spend money over a period of time. Budgeting methods vary by needs, but a failure to budget is a quick path to long-lasting debt problems. The... Read More

Saving money for your first property is often one of the most important personal finance processes a person will undertake. Whether you’re just getting into the planning process or are further into your property purchasing journey, taking a well-planned approach to buying a first home is crucial. It can minimize the financial impact of your... Read More

Can debt collectors take money from your bank account to offset debts you owe them? Unfortunately, the answer is yes. But it takes a lot to get to that scenario, so if you’re not there yet you still have time to learn how to protect yourself from this type of collections activity. To start, here... Read More

This article originally appeared on Parent Portfolio and has been republished with permission.  Do you have assets that you want to pass down to your children or grandchildren? Although you mention them in your Will, it still has to be verified in court. Having a family trust avoids this judicial process and is one less... Read More

This article originally appeared on Partners in Fire and has been republished with permission. It’s time to start building your nest egg if you haven’t started already. Having a nest egg to fall back on is important to your overall wellness and your financial security. What Does Nest Egg Mean? What Is a Good Nest... Read More

Knowing how much money you spend each month and making a savings plan for your remaining income are essential steps to mastering your money skills. Making a budget can accomplish both tasks and personalize your spending plan to motivate you to follow through. These budgeting rules can simplify your finances. 50/30/20 Budget Values-Based Budget Envelope... Read More