Home > Credit Card Reviews > Love the Boys of Summer? Then This Credit Card Is a Home Run

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[Disclosure: Cards from our partners are mentioned below.]

Baseball fanatics can drop a lot of cash on the sport they love, whether it’s season tickets, World Series parties, team merch or hot dogs at the game. (But going to a game doesn’t have to break the bank — in fact, it may even be possible for two people to go to a game for less than $100, which you can read more about here.)

If you’re a lover of America’s pastime, the BankAmericard Cash Rewards Mastercard can help you earn money back on your everyday purchases and further demonstrate loyalty to their favorite Major League Baseball (MLB) team with a team-inspired design.

Cash Back Any Way You Spend

Cardholders will earn cash back any way they spend. The card earns 3% cash back on gas purchases and 2% cash back at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter. Once you reach the quarterly cap, further gas, grocery and wholesale club purchases will earn 1% until the following quarter. All other purchases will earn unlimited 1% cash back.

Cash back rewards never expire, and there are no rotating spending categories to track. You can redeem your cash back at any time when you have a redemption value of $25 or greater.

Right now, Bank of America is offering a bonus $100 cash back when you spend $500 on your card in the first 90 days.

Bank of America customers can squeeze even more value from the card. Every time Bank of America account holders redeem their cash back as a deposit into an eligible checking or savings account, they’ll get a bonus 10% cash back boost. Bank of America Preferred Rewards customers with qualifying account balances or investment accounts can see even greater value, with bonus cash back on redemptions ranging from 25% to 75%.

Low Initial Cost

Cardholders can avoid interest for a year on purchases and balance transfers, as the card offers a 0% introductory annual percentage rate (APR) for 12 months. After that, a variable APR of 13.74% to 23.74% will apply.

There is no annual fee associated with the card. Foreign transactions will incur a fee of 3% of the transaction amount. Balance transfer fees are $10 or 3% of the transfer amount, whichever is greater.

Support Your Favorite Team

To show love for your favorite team, your card can be customized for your MLB team of choice. And it’s not just a simple logo in the corner of the card. Your card gets a unique design for your favorite team that takes up the entire front of the card. You can view the designs for each team on Bank of America’s application page.

Is The Card Right for You?

This cash back card is best suited for those who can take full advantage of the special cash back rates. If you spend a lot at gas stations, grocery stores and wholesale clubs, this card can deliver. Combine that with a year of 0% APR and a $100 signup bonus, and you see a card with a fantastic first year value.

However, if you aren’t a Bank of America customer, you’ll be giving up an extra 10% cash redemption bonus. And, if you tend to spread your credit card purchases around beyond gas stations and supermarkets, you might be better off with a card with a better, flat cash back rate.

Remember, cash back rewards credit cards generally require good to excellent credit to qualify. Because a hard inquiry into your credit can ding your score a few points, you’ll want to be reasonably sure you can qualify before you apply. You can see two of your credit scores absolutely free on Credit.com to get an idea of where you stand.

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