The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Information on this website may not be current. This website may contain links to other third-party websites. Such links are only for the convenience of the reader, user or browser; we do not recommend or endorse the contents of any third-party sites. Readers of this website should contact their attorney, accountant or credit counselor to obtain advice with respect to their particular situation. No reader, user, or browser of this site should act or not act on the basis of information on this site. Always seek personal legal, financial or credit advice for your relevant jurisdiction. Only your individual attorney or advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, contributors, contributing firms, or their respective employers.
Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them. Compensation is not a factor in the substantive evaluation of any product.
[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]
Frequent flyers know constantly crisscrossing the skies is a grind. Dealing with security, airline fees and other hassles can make any trip a headache.
If you’re looking for a better flight experience, you might want to see what an airline credit card can do for you. Most major airlines offer credit cards with perks that can improve your flight experience.
Here are five credit cards that get you special treatment with the airlines.
Rewards: Two miles per dollar spent on United tickets, one mile per dollar spent on everything else
Signup Bonus: 50,000 bonus miles when you spend $3,000 in the first three months
Annual Fee: $95
Annual Percentage Rate (APR): Variable 16.74% to 23.74%
Why We Picked It: Special treatment from United starts before you step foot on the plane.
For Your Flight: The first checked bag for both you and a companion is free. Plus, you’ll get priority boarding ahead of general passengers. The card also provides two one-time United Club lounge passes each year with your card anniversary.
Drawbacks: If you tend to only carry on, you won’t get the benefit of the free checked bag.
Rewards: Two points per dollar spent on Southwest Airlines flights and with select hotel and car rental partners, one point per dollar spent on all other purchases
Signup Bonus: 6,000 bonus points each card anniversary
Annual Fee: $99
APR: Variable 16.74% to 23.74%
Why We Picked It: Southwest’s credit card helps flyers avoid fees.
For Your Flight: Cardholders get first and second checked bags free. There are no change fees if you need to modify your flights, although fare differences may apply.
Drawbacks: Southwest does not offer priority boarding with this card.
Rewards: Six points per dollar spent on JetBlue purchases, two points per dollar spent at restaurants and grocery stores and one point per dollar spent on everything else
Signup Bonus: 30,000 bonus points when you spend $1,000 in the first 90 days, 5,000 annual bonus points on your card anniversary
Annual Fee: $99
APR: Variable 12.74%, 20.74% or 25.74% on purchases, 0% intro APR for 12 months on balance transfers, then variable 12.74%, 20.74% or 25.74%
Why We Picked It: You’ll get deep discounts on in-flight meals and free checked bags and you can earn elite status with JetBlue.
For Your Flight: Cardholders and up to three companions get their first bags checked free. You’ll also get 50% off eligible in-flight beverages and food. If you spend $50,000 on your card in a calendar year, you can join the TrueBlue Mosaic program, which provides benefits including waived change and cancellation fees, expedited security lines, priority boarding and free alcoholic beverages.
Drawbacks: Earning Mosaic status requires a steep spending minimum.
Rewards: Two miles per dollar spent on Delta purchases, one mile per dollar spent on everything else
Signup Bonus: Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Annual Fee:
APR:
Why We Picked It: Delta’s credit card provides basic flight perks and the potential for Medallion membership.
For Your Flight: Your first checked bag is free and you’ll enjoy priority boarding. In-flight meals, beverages and audio headset purchases receive a 20% discount. Each year, you’ll get a round-trip companion certificate for a domestic main cabin seat. The card also provides discounted Delta Sky Club lounge access. Finally, spending $25,000 in a calendar year can earn you Medallion Member status, which includes a number of additional premium benefits including upgraded seats, additional waived fees and more.
Drawbacks: Earning Medallion membership requires a steep spending minimum or earning Medallion Qualification Dollars.
For rates and fees of the Gold Delta SkyMiles® Credit Card from American Express, please click here:
Because most cards that convey special flight perks are offered by specific airlines, you should first examine the card that’s tied to your airline of choice. If the perks that come with that card aren’t particularly impressive, you may want to check competitor cards to see if it could be beneficial to switch loyalties.
Of course, you’ll want to weigh the offered benefits against the annual fee and other associated card costs. For instance, airport lounges are great for those that frequently arrive at the airport early or experience layovers. But if you tend to get to your gate at the last second and usually take direct flights, this benefit might be worthless. Make sure to look for benefits that actually enhance the way you travel.
If you have no specific loyalty to one airline and tend to choose flights based on factors like price or convenience, you may be better off with a general travel card.
Cards that provide special flight perks and elite status with airlines usually require excellent credit. You should be reasonably confident you can get approved before you apply, because a hard credit inquiry from a credit card application can ding your credit score a few points. You can check two of your credit scores for free at Credit.com.
Image: beer5020
At publishing time, the Citi / AAdvantage Platinum Select, JetBlue Plus and Gold Delta Skymiles credit cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).
Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.