This article originally appeared on Financial Pilgrimage and has been republished here with permission. Dear College Graduate, Congratulations! You did it. You now have a fancy piece of paper saying you’re skilled in your college major. For the past twenty years, you’ve been in school to prepare you for your life ahead. You’re moving from... Read More

Whether you’re a parent proudly financing higher education for your child or a student signing on the dotted line for your own student loans, it’s important to understand how those debts can impact your future. Do parent PLUS loans affect getting a mortgage, for example? The short answer? Yes, any student loan you’re responsible for... Read More

You probably already know that your credit report and credit score are important—but why? For a few reasons, but here’s the most important: what’s on your credit report can make or break your applications for loans, credit cards and much more. To get approved for those lines of credit, you need to understand your credit... Read More

As of August 2021, the total amount of outstanding consumer revolving debt, including credit cards, was just over $1,001 billion. If you’re one of the many Americans struggling to pay down credit card debt, you might wonder how you can get ahead when your interest rates are high and the balance never seems to budge.... Read More

Some households operate off one income by choice, while for others that is merely their circumstance. Regardless of how you found yourself in this position, a one-income household is not uncommon, and it’s certainly not unmanageable. Think about how you need that money to function and come up with a budget, and plan to execute... Read More

When you’re in debt, getting calls from debt collectors is an unwelcome but common occurrence. But can debt collectors call on holidays? Unfortunately, there are no regulations that specifically make debt collection calls on holidays illegal, but there are regulations that prohibit debt collectors from contacting consumers at unusual or inconvenient times. Find out more... Read More