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The TD Bank cash credit card is a good all-around spending tool. It has a wide range of benefits, including cashback rewards, a low APR for creditworthy individuals, digital wallet options and fraud protection. This may be a good choice for someone who has good credit and needs a well-balanced credit card. If you’re looking for a rewards credit card but don’t currently have a credit score high enough to land a top-tier travel card, the TD Bank card is an ideal stepping stone.
The card may also be a great choice for anyone who eats out a lot. You get 3% cash back on dining purchase. That can really add up for someone who hosts a lot of dinnertime business meetings or gets a morning cup of coffee and bagel daily.
Only you can determine whether a credit card offer is right for you. Make sure you read the fine print before you apply for or accept any offer, but you can start with the details below to learn more about the TD Bank cash credit card.
Cash back is the big draw with this card. You can earn cash back on a variety of purchases.
How do these TD Bank cash rewards work? You spend on things you would already buy and swipe this card at the register. Keep up with your payments, manage your account well and watch the rewards accrue.
If you spend $500 a month on dining out, that’s $180 in cash back every year. Add in another $500 on groceries a month, and you get another $120 in cash back. That’s $300 just for feeding yourself throughout the year.
Other benefits of this card include:
As far as credit card disadvantages go, though, this is far from a deal breaker. So, the card remains a good option for anyone looking for a middle-of-the-road purchasing tool that covers a lot of bases well.
The card comes with no annual fee, which makes it a pretty good deal. If you pay your statement on time and pay off all your balances each month, any cash back you earn is clear profit. That makes it a good choice for those who like to travel and want to save the 3% to 5% fees charged by some banks.
You’ll need good to excellent credit to be approved for this card. Check your credit score for free using Credit.com’s Credit Report Card to ensure your score will qualify you. Then apply today so you can soon be earning cash back when you eat out.