Home > Personal Finance > 12 Ways to Limit Travel Fees This Holiday Season

Comments 0 Comments

No matter how you plan to travel this holiday season, someone might try to squeeze extra money out of you. Hotels, airlines, rental agencies, and others in the travel industry can have add-on fees that make your trip more expensive. But if you travel smart, you can avoid unnecessary costs.

Here are 12 tips for avoiding excessive fees as you travel to see your loved ones this holiday season.

1. Combine Your Luggage 

Checked bag fees get expensive at the airport, especially if you’re traveling with a group. If you can, combine your luggage with your travel companions to save money.
Cindy Richards, editor of TravelingMom.com, says, “Pack one large communal suitcase so you only have to pay one checked baggage fee. Just be sure it is under the weight limit so you don’t get dinged for overweight baggage.”

2. Carry on What You Can

You don’t have to check every piece of luggage you have. Most airlines let you bring one personal item and one carry-on bag. If every person in your party brings a carry-on, you can drastically reduce the number of checked bags. You can even enlist any young children in the group.

“It’s easy to forget that children who have a ticketed seat have the same luggage allotment as adults. Even if your little one can’t carry a carry-on yet, you still can. So take advantage of that extra luggage space to help free up room in your checked luggage,” says Amanda Norcross, Features Editor of Family Vacation Critic. 

3. Ship Your Gifts 

Don’t travel with holiday gifts. You’ll end up having to pay for additional checked bags. Instead, make the best use of shipping that you can.

“Don’t buy and carry your gifts,” says Richards. “Save the hassle and baggage fees by ordering gifts online from a service that offers free delivery . . . and have them delivered to your destination.”

4. Purchase Bulky Items Later 

Norcross also points out that bulky necessities can be purchased after your flight. “When it comes to things that you can easily purchase . . . like toiletries, diapers and wipes, hold off on them packing in your luggage and instead pick them up once you’ve reached your destination.” If you have young children and you need things like diapers during the flight, pack only as many as you know you’ll need.

5. Check for Credit Card Perks

Before you spring for additional car insurance from the rental agency, you should check if you’re already covered by your credit card.

“Don’t get pushed into buying car rental insurance from the rental agency,” says J.R. Duren, Personal Finance Expert at Highya.com. “There’s an extremely high probability that your favorite credit card provides complimentary collision damage waiver (CDW) insurance that will cover you if you get into an accident. This can save you a ton of money, especially if you’re doing rentals of at least one week.”

6. Use Credit Card Travel Perks

Many travel-focused credit cards—especially airline and hotel-branded cards—will waive certain travel fees. For instance, an airline’s credit card may offer free checked bags, while a hotel’s credit card may offer free late check-in or free Wi-Fi. General travel credit cards often get you free access to airport lounges.

7. Avoid Foreign Transaction Fees

If you’re traveling out of the country, some credit cards will charge you dearly for foreign transactions, usually to the tune of 3% of the purchase amount.

“If you’re going overseas for the holidays,” says Duren, “know which credit cards in your wallet charge foreign transaction fees and which ones don’t. The few minutes it takes to sort it out is worth saving the 3% fee you’d be charged for each foreign transaction if you use the wrong card.”

8. Check Your Hotel Bill 

You should always review your hotel bill when you check out to make sure you aren’t overcharged.

Duren says, “You’ll want to verify that all charges are legitimate and there aren’t any errors. If the front desk promised you certain perks or meals for free, make sure you weren’t charged for them. As an example, if you’ve got a guest staying at a hotel under your loyalty program account, make sure they aren’t charged for things that should be complimentary according to the loyalty program’s rules.”

9. Avoid Parking Fees

Airports and hotels often charge exorbitant parking fees. When you fly to visit family, get your family to provide rides to and from the airport if you can. If you must drive, use an app or the internet to find cheaper local parking and avoid hotel parking fees. 

10. Ask for Free Wi-Fi

Even if your hotel charges for Wi-Fi, they might waive your fee if you ask nicely at the front desk. Or you can stick to using data, provided you aren’t in danger of running over your limit and incurring extra fees from your phone provider.

11. Avoid Cancellation Fees

Sometimes you can get cheaper hotel rates or airfare by waiving the right to cancel your reservation for free. But this comes at a big risk; if you do end up having to cancel, you could be liable for costly fees or even the full cost of your purchase. In the long run, paying a little extra for the right to cancel could actually save you money.

You should also check if your credit card offers trip cancellation insurance, which can protect you if your plans are interrupted. 

12. Stay with Family

Staying with family for free will provide the ultimate discount. You might have to give up a little convenience or privacy, and you might have to endure an awkward conversation or two, but at least you won’t be stuck with a hotel bill. Whether the tradeoff is worth it is up to you—your mileage may vary!

For more ideas on limiting your travel costs and money management this holiday season, visit the blog at Credit.com.

Image: anyaberkut

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Credit.com receives compensation for the financial products and services advertised on this site if our users apply for and sign up for any of them.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team