4 Credit Cards for Online Shopping

We found credit cards that pay you to do what you love—shop online.

No, but really, if you’re already spending your hard-earned money on online retailers like Amazon, Target, Costco, etc., why not make sure you get a little money back? There are lots of credit cards out there that offer cash back, and many offer cash back or discounts with some of your favorite retailers online.

Here are some of the most popular credit cards that reward you for online shopping.

1. Wells Fargo Cash Wise Visa

The Wells Fargo Cash Wise Visa allows you to earn unlimited 1.5% cash back on all purchases. For the first 12 months, cardholders can also earn 1.8% back on mobile wallet purchases like Google Pay or Apple Pay. This makes shopping online more convenient and earns you extra cash back!

2. Chase Freedom Unlimited® Card

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With no annual fee, the Chase Freedom Unlimited® card might be right for the online shopper who doesn’t want to worry about what purchases qualify for rewards points. Earn unlimited 1.5% cash back on all purchases, so feel free to do as you please when perusing Cyber Monday deals or the latest flash sale.

3. Chase Freedom

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Chase Freedom is another excellent option for shopping online. It offers 1% cash back on all purchases and 5% cash back on quarterly revolving categories on up to $1,500 in purchases (categories must be activated). Plus, Chase Freedom allows you to use your points at check-out if you use Chase Pay or while shopping on Amazon.com. Not only that, but if you shop through Chase Ultimate Rewards, Chase’s online rewards platform, you can earn additional cash back at some of your favorite retailers.

4. Fingerhut Credit Account

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Do you want to build credit but don’t qualify for a premium rewards credit card? A Fingerhut Credit Account may be just the thing for you. You can get pre-approved for this account and shop online at Fingerhut.com. Plus, you’ll get $25 off your order of $100 or more and still be able to build credit.

Bottom Line

Shopping online can be lots of fun. Doing it with a credit card can be safer than using your debit card and can still help you earn lots of cash back. While most of these credit cards require good-excellent credit, there are some out there for people who want to build credit, but the rewards won’t be as robust. Before you apply for a new credit card, it’s a good idea to check your credit score. Sign up for a free account today with credit.com – we provide you with two credit scores updated every 14 days as well as a Credit Report Card which is a summary of your credit report.

Article originally published October 26, 2017. Updated November 8, 2018.

At publishing time, Wells Fargo Cash Wise, Capital One Venture Rewards Credit Card, Capital One QuicksilverOne, Chase Freedom Unlimited, Chase Freedom, and Fingerhut Credit Account are offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s).

Note: It’s important to remember that interest rates, fees, and terms for credit cards, loans, and other financial products frequently change. As a result, rates, fees, and terms for credit cards, loans, and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees, and terms with credit card issuers, banks, or other financial institutions directly.

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