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The exact impact on the credit bureau score of such behavior will vary by consumer as it depends on the new behaviors being reported and the other information already present on the file.
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Be prepared if you are unemployed and thinking of applying for a loan in the future. Check your credit report several weeks before applying for the loan to ensure the data is accurate and get errors resolved as soon as possible. Before applying for any credit, try to check with the lender regarding their rules and criteria pertaining to employed status.
In the end, you may need to wait until you have found new employment before seeking new credit.
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