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Is life getting busier? It seems to be. Parents with school-aged children seem to be busier than I was when my daughter was young (she’s just starting college this month!), and I think I was busier than my parents were when I was a child.
I’m not here to tell you that things should slow down. I recognize that life is busy and that our schedule is not always under our control. However, as someone who spends a lot of time helping people with their credit, I can tell you that this busyness could have a negative impact on your credit score.
You may have the very best intentions to pay your bills in full and on time, and keep your credit card debt to a credit-score-optimized level, and check your credit every three to six months, but busyness can keep you from remembering to do those things.
Fortunately, automation can help. Here are some ways that my clients are using automation to help them. I recommend using as many of the following things as necessary to help you build credit through the busyness of your life.
I’ve only scratched the surface. In the comments below, add your ideas and tips for using automation and technology to help you manage your credit.
Image: iStock
March 7, 2023
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