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If money’s tight, you may think it’s hurting your social life, especially if you’re turning down invitations because you can’t seem to make ends meet.
This scenario is all-too-prevalent among recent college grads, and no wonder. Student loan repayments, rent, car payments, a wardrobe for work and other bills can add up. (Here are tips on how to pinch those pennies without feeling deprived.) But that doesn’t mean you can’t still have fun.
While you may not be able to drop serious cash every weekend going out to clubs, or even to the movies for that matter, your tight finances don’t mean nights alone on the sofa binging the latest Netflix series.
Here are some ideas for you and your friends to enjoy time together without going broke.
When it’s time for the latest season of your favorite series, invite your friends over to watch. Ask everyone to bring a snack or beverages, and you’ve got a full-on party in the works.
You don’t have to put together a four-course meal for your friends just to have them over. Instead, provide the main dish and ask everyone to bring sides. It’s cheaper on everyone and just as fun. You can even make it a supper club, rotating each month to everyone’s place, if you’re so inclined.
If the weather’s beautiful, take it outside. Have everyone bring the yummies, plus Frisbees, kites and whatever will keep the fun going, and enjoy your day outdoors together.
Love to read? Have friends who love to read? No further explanation needed. Just add wine and cheese.
Summer especially is great for free events, so check your local listings for what’s going on in your community. There’s lots to do …
Many cities offer free music events, particularly in public spaces like parks.
Likewise, there are lots of cities, and even apartment complexes, bars and restaurants, that offer free viewings of older movies. Just remember to arrive early, as these things are often crowded.
Universities, museums and other entities often hold free lecture series where the famous and not-so-famous offer insights on a broad array of topics.
Same goes for extended learning. Want to learn to throw pottery? Write a screenplay? Repair a bicycle? Gather your friends and do it together.
You can make it cheaper by buying a Groupon or similar discount together. Learn to ski or go to the spa without paying full price.
Most major cities have a week or two every year when higher end restaurants offer a deeply discounted prix fixe menu. It’s a great opportunity to check out swanky spots without dropping a wad of cash.
Many bars and restaurants offer not just discount drinks but also food. Sometimes, there are even free nibbles, so do your research and find the place that can give you the best bang for your buck.
If you already have the gear, this is a no-brainer. But even if you don’t, outfitters like REI offer inexpensive gear rentals on things like backpacks, tents and camping stoves that make getting out of town and on the trail easy.
Many churches, synagogues, temples and mosques have young adult groups that provide free or inexpensive gatherings and outings for members. There are also groups for non-religious interests like running and cycling, chess, kickball and ultimate Frisbee. Find your people and get out there.
If you love giving back, joining a volunteer organization is a great way to spend your free time in a positive way. It’s also an opportunity to meet people with similar interests. Best of all, it’s free.
Remember, if you’re a recent college grad, it’s probably going to take you a few years to find your financial footing, and saving money is important in making that happen. Stay focused on setting aside for retirement (here are 50 ways you can start saving for retirement right now) but also saving for that inevitable rainy day. And make sure you’re keeping track of your credit. A solid credit score can save you a ton of money over your lifetime. You can check your credit scores regularly using Credit.com’s completely free Credit Report Summary.
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