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Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

student loan mistakes

Student Loans

Most Frequent Student Loan Mistakes

Article originally published September 28th, 2021. Updated December 6th, 2022. While student loan debt figures have declined slowly since they hit a high in 2010 and 2011, around 70% of those graduating with a four-year college degree do so with at least some debt related to their education. As of 2022, nearly 43 million people... Read More

| December 6, 2022

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private student loans bankruptcy

Student Loans
Can You Discharge Private Student Loans in Bankruptcy? Financial Options for Students
The following article is a summary prepared by the authors of var... Read More

October 15, 2018

If you get an email from a company calling itself ACS saying you owe a debt, you probably don't. Here's how their scam works.

Student Loans
Student Loan Scams to Watch Out For
As things stand now, there are more than 44 million people who co... Read More

October 11, 2018

Here are seven ways you can pay less on your student loans each month.

Student Loans
7 Effective Ways to Lower Your Student Loan Payments, Build Credit, and Other Financial Tips for Students
Maybe you’ve recently graduated and you’re feeling trapped by... Read More

October 11, 2018

student-FAFSA app

Student Loans
How the New FAFSA App Can Help Students
The Free Application for Federal Student Aid (FAFSA) is notorious... Read More

September 5, 2018

Here's why we need the CFPB to protect us from identity theft and maintain our cyber security.

Student Loans
What to Do If You’re the Victim of Student Loan Identity Theft
Identity theft is a real problem with long-lasting consequences. ... Read More

April 18, 2018

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Student Loans
Financial Aid Awareness Month
February is financial aid awareness month, and those students who... Read More

February 19, 2018