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From the Experts at Credit.com

Three of the Best Chase Credit Cards of 2019

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A woman smiles fondly at her Chase credit card.

It’s no secret — there are a lot of banks providing a lot of credit cards these days. People all across the country are utilizing credit cards at a significant rate. This is not without good reason.

Today’s credit cards provide a lot more than just credit — they provide cash back and travel rewards. But with all the credit cards on the market, how do you find the right one for you?

Before you decide on a card, you need to choose a bank with a good reputation. One of the most reputable credit card companies is JPMorgan Chase, but you probably know it as Chase. Chase is one of the largest and most financially secure banks out there, and they offer some of the highest-quality credit cards on the market.

Chase offers a wide variety of credit cards for individuals and businesses alike. Each card offers different types of rewards that meet multiple consumer needs. Interested? Read on for the best Chase credit cards of 2019.

Chase Freedom

Chase Freedom®

Apply Now
on Chase's secure website
Card Details
Intro Apr:
0% for 15 months on purchases

Ongoing Apr:
17.24% - 25.99% Variable

Balance Transfer:
Intro: 0% for 15 months

Annual Fee:
$0

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Card Details +

The Chase Freedom card offers big cash back rewards to cardholders. New cardholders get 5 percent cash back at grocery stores and home improvement stores on up to $1,500 in spending. Unlike other credit cards, your Chase Freedom rewards won’t expire and there’s no minimum amount of rewards you need to earn in order to be eligible for redemption. Rewards come in the form of cash back, gift cards, travel, Amazon or Apple.

Fees: Chase Freedom has no annual fee and a 17.24% - 25.99% Variable APR depending on your creditworthiness.

Chase Freedom Unlimited

Chase Freedom Unlimited®

Apply Now
on Chase's secure website
Card Details
Intro Apr:
0% for 15 months on purchases

Ongoing Apr:
17.24% - 25.99% Variable

Balance Transfer:
Intro: 0% for 15 months

Annual Fee:
$0

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit JourneySM
  • No annual fee

Card Details +

Chase Freedom Unlimited is a fixed-rate cash back card. New cardholders can receive 3 percent cash back on all purchases within the first year when you spend up to $20,000. Once your first year ends, you can earn 1.5% cash back on all of your purchases. Cashback is given in the form of Ultimate Rewards points, and you can combine these points with other Ultimate Rewards cards.

Fees: Chase Freedom has no annual fee and a 17.24% - 25.99% Variable APR, depending on your creditworthiness.

Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

Apply Now
on Chase's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
18.24% - 25.24% Variable

Balance Transfer:
18.24% - 25.24% Variable

Annual Fee:
$95

Credit Needed:
Excellent-Good
Snapshot of Card Features
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Card Details +

The Chase Sapphire Preferred Card is an excellent choice for a travel credit card. New cardholders get 60,000 bonus points (approximately $750) when they spend $4,000 or more within the first three months of opening the account. Cardholders get double points on travel and dining, and one point per dollar everywhere else. Rewards are 25 percent more valuable when redeemed for airfare, hotels, car rentals or cruises through Chase Ultimate Rewards.

Fees: The Chase Sapphire Preferred Card has a $95 annual fee and a 18.24% - 25.24% Variable APR on your creditworthiness.

Ready to Apply for the Best Chase Credit Cards of 2019?

The best thing about Chase is that they offer a wide variety of credit cards for every credit need. Whether you’re looking for travel rewards or cash back, they have a credit card for you. Now that you know which Chase credit card is the best fit for your needs, you’ll feel more comfortable applying for it!

Loved this list of the best Chase credit cards of 2019? There’s more where that came from. Check out the rest of Credit.com for information about everything from rewards credit cards to improving your credit score.

Editorial Disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and aren’t reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuer’s website for the most current information on each card listed.

Advertiser Disclosure: The credit card offers that appear on this website are from credit card companies that Credit.com receives compensation from. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not include all credit card companies or all available credit card offers.


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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.