Contributor | In Personal Finance, Student Loans
Benjamin Feldman covers student loans and other personal finance topics for ReadyForZero, a free online website that helps people pay off debt.
Giving your home a makeover is one of the most satisfying things you can do. There’s nothing like starting with a vision of what your house could become, working hard to make it happen, and then seeing the results right in front of your eyes. And not only is it satisfying, it can be potentially... Read More
In my time working at a company called ReadyForZero that helps people get out of debt, I’ve come to a realization: while there are many actions that you can take to get out of debt, there is only one overarching secret to it, and that secret is … break the large problem (your debt) down... Read More
It’s a hard time to be a 20-something. The world has concocted a troubling cocktail of economic trends and turned them loose against today’s young people one after another, almost as if to say, “How will you respond to this?” First there was the long-term stagnation of middle-class wages during the past three decades. Then... Read More
The difference between people who are financially secure and those who are not often comes down to one thing: Whether or not they make a budget — and stick to it. Of course, there are many other factors, but that is a consistent one. Not only does budgeting lead to security, but it also can... Read More
We all want to save more money. After all, none of us like the feeling of looking at our bank account (or under our mattress) and realizing that we have no money left and our next paycheck is still a week away. By saving a few dollars here and there, we can get some breathing... Read More
Student loan debt is a huge problem these days. The total amount of U.S. student loan debt has reached about $1 trillion and the average amount owed is $25,000. Surprisingly, the majority of student loan holders are over 30 years old — which means a lot of people (not just 20-somethings) are being limited by... Read More
Credit card debt is a big problem in America today. One recent study found that 1 in 4 people have more credit card debt than savings. Households with credit card debt on average have about $15,000 in debt, and that makes it incredibly hard to make ends meet — let alone pursue dreams for the... Read More
Have you noticed it yet? The growing murmur out there, getting louder every week, bubbling up in newspapers, on TV, and on news sites, and it’s telling you … to buy a house in 2013. OK, maybe that’s a bit of an exaggeration, but there are definitely a lot of experts (and non-experts) suggesting that... Read More
With the year being still relatively new, this is as good a time as any to make a plan for how you will improve your career by the end of 2013. Think about it — when New Year’s Eve rolls around next December and people are discussing whether this year was a good or bad... Read More
So you have student loans and can’t wait to get them paid off? Join the club! There are millions of people across the U.S. who are in that very position right now. Some are struggling, some are making progress, and some are just getting by. For those who are looking for ways to pay those... Read More
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