Kristy Welsh

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Kristy Welsh has been writing for 20 years on the subject of credit and debt and founded the website in 1997. She has made it her life’s work to be a consumer advocate for those who have fallen on hard credit times. She also wrote the best selling book Good Credit is Sexy, now in its fourth edition. She has appeared in BusinessWeek and has been a guest on numerous radio shows. See more at and follow Kristy on Twitter.

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It’s no secret that most people feel lousy when they’re in financial trouble, and one of the biggest financial stressors seems to be debt.
How to Handle Debt & Maintain Your Mental Health
It’s no secret that most people feel lousy when they’re in fi... read more

January 14, 2017


It is possible to shop at Whole Foods without breaking the bank, especially if you implement these six tips.
6 Ways to Save Money at Whole Foods
If you love the quality of food and other items you can pick up a... read more

January 7, 2017


If you're looking at ways to pay for college, it's important to understand some of the differences between private and federal student loan programs.
4 Key Differences Between Private & Federal Student Loans
When looking to pay for college, you generally have four options ... read more

December 11, 2016

Student Loans

Here are some tricks to help you maximize your shopping experience and ultimately save at Costco.
7 Ways to Save at Costco
If you look forward to Costco trips, but know it can be tough to... read more

December 10, 2016


10 Things That Don’t Affect Your Credit Scores
You may know that things like bankruptcies and maxing out your cr... read more

November 25, 2016


Disputing a Credit Card Charge: Know Your Rights
Ever wanted to dispute a charge on your credit card bill that you... read more

November 12, 2016

Credit Cards