Tom Quinn

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Tom Quinn is Vice President of Scores at FICO (Fair Isaac), and has more than 25 years of experience in the credit industry with previous positions at FICO, Nomis Solutions, MDS (now known as Experian) and Citibank.

Credit Tools

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What Drives a Credit Score?
I frequently get questions from consumers wanting to understand w... read more

July 5, 2011

Credit Score

Credit Q&A: Will Paying a Collection Improve My Credit Score?
When you open a new line of credit, you enter into a contractual ... read more

July 1, 2011

Credit 101

New and Unexpected Uses for Scoring Technology
By now, most people are aware of credit scores and have a basic u... read more

June 27, 2011

Credit Score

Credit Score Q&A: Paying Credit Card Balances in Full vs. Minimum Payments
A reader in New York City wants to understand if a sudden decisio... read more

June 21, 2011

Credit 101

The Durbin Amendment: Swipe Fees Impact On Credit and Credit Scores
The past year has seen quite a bit of focus and serious lobbying ... read more

June 20, 2011

Credit Cards

Scratching Medical Debt from Credit Reports: The Cons
Earlier this month the Medical Debt Responsibility Act of 2011 wa... read more

June 15, 2011

Managing Debt