Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Can I Sell My Home Myself?
Although you’re allowed to sell your own home, doing so is a lo... Read More

January 23, 2024

Understanding Current Mortgage Rates and Getting a Good Rate on Your Mortgage
It’s important to know what current mortgage rates are before y... Read More

January 10, 2024

Flex Modification Program (FMP): How It Works
Discover how the Flex Modification Program by Fannie Mae and Fred... Read More

June 12, 2023

15 Best House Sites to Find Your Next Home
It's never been easier to find your dream house. Check out these ... Read More

May 10, 2023

How Much Is the Down Payment on a House: Debunking the Misconceptions
Down payments for conventional home loans can be as low as 3%, an... Read More

May 9, 2023

Home Affordability Programs: Finding Mortgage Relief Options
Are you struggling to meet your monthly mortgage payments? If so,... Read More

March 22, 2023