This article originally appeared on CityGirlSavings. *This post is sponsored by Credit.com. All opinions are my own. Whether you’re just starting out with credit, or looking to finally build your credit profile up, it can be hard to know what to do or what to look for. Trust me, I get it. After nearly 12... Read More

You probably already know that your credit report and credit score are important—but why? For a few reasons, but here’s the most important: what’s on your credit report can make or break your applications for loans, credit cards and much more. To get approved for those lines of credit, you need to understand your credit... Read More

The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. Over the years, the prevalent form of payment has migrated from barter, to cash, to checks, to credit and debit cards. And payment methods continue to evolve — a 2021 GoCardless survey showed that 76%... Read More

It’s no secret that you have a credit score. You might’ve even taken a peek at your credit score every now and again. But we’ve got some news for you—you have more than one score. In fact, you have dozens of credit scores. How can you keep track of them all? Here’s where you can start—sign up... Read More

Do people understand the benefits of a good credit score? Everyone knows your credit score is important, but what exactly are the benefits? In the United States, 28% of its citizens rely on credit when running out of money. While it’s good to use your credit, it’s not always wise to carry over a balance... Read More

Authorized users are secondary account holders on another’s credit account. It usually benefits those that have little credit history and are looking to build it.  Being an authorized user means the account is yours to use, but you won’t be listed as the primary account holder. And therefore, you’re not responsible for bill payments. However,... Read More